Getting Things off My Chest

A place to discuss anything... except credit cards!
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popamode72
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Getting Things off My Chest

Postby popamode72 » Wed Nov 19, 2014 7:51 am

To be honest, I'm still kinda frustrated that I still haven't been able to find a job to even start out with. My last application was for a cashier position at Home Depot and that hasn't resulted in anything at all even after adding a whole resume onto the application that I filled out. I feel that sometimes college is absolutely pointless and useless but at the same time, I have to keep going with it to not only become much more of a cultured, enlightened individual but to also learn skills that I need if I'm ever to succeed in whatever I want to do.

I've also been thinking about changing my major to finance because accounting itself isn't really interesting me as much as it did before. Ideally, I'd like to do cartooning for a living but I realize that realistically I need to have some kind of back up plan and stable source of income to make that much more likely and I've also always been interested in financial and economic kind of stuff so that seemed the most logical to me to have some kind of business foundation anyway.

Sometimes I wish I hadn't taken that year off from school because I feel like I haven't really done as much as other people that I used to know from high school have and I often feel like complete garbage because of it. My unsureness was so extensive that I had even thought about joining the Air Force early last year and that really made my mother upset and eventually I ended up scrapping those plans as well and also because I didn't feel that it would have worked out the way that I had hoped anyway.

There were also some colleges that I had applied for, one of which being 3 hours away from my house that I had been accepted to that I ended up canceling altogether because of housing costs and how much of a financial strain that would put my family in and a technical college that I ended up not going to either. As you can tell, I've been doing academically well at a state school in Downtown Atlanta so it hasn't been a complete loss at all. I feel the same way about credit too and only starting last year and everything. I think to myself how much more progress I could have made had I started building it up in late 2012 instead of 2013. I've always been kind of a shy and insecure person in real life but having that in the picture sometimes just amplifies that.

I'm also kind of getting really bored of reading through both MyFico and Credit Boards. It's starting to become really repetitive for me to read a lot of the same crap over and over again and I feel like I have to dig through some of the junk and clique mentality to find real information that's actually of value to me. I even felt that I was starting to lose some interest in credit cards altogether after my latest disappointment with falling for that stupid sign up offer that Chase was having out for their Freedom card.

I also still wish that I had never gone on that app spree in early April where I had no idea what I was doing at the time and how I ended up getting multiple store cards that I eventually ended up closing anyway. A lot of the challenge that was there in trying to get the cards that I wanted is fading away and I feel like I have more credit than I'll ever need. I dunno. I mean I'm still definitely visiting this site and not changing a thing there but i kinda wanna cut down on my visits to both MyFico and CreditBoards.

The point of this rant is to convey that I'm at a crossroads right now with all sorts of things in my life right now and I'm wondering if anyone else here has felt this way before and how they were able to move forward in spite of these obstacles. On top of all of this, my mother really wants to move out of that apartment complex to somewhere else and she's getting everything ready in preparation for that move by the end of the year. I feel like that if I didn't let this out now that I'd be keeping a lot of these feelings and thoughts to myself and just end up making them worse rather than telling other people about them.
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takeshi
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Postby takeshi » Wed Nov 19, 2014 9:05 am

popamode72 wrote:I'm also kind of getting really bored of reading through both MyFico and Credit Boards. It's starting to become really repetitive for me to read a lot of the same crap over and over again and I feel like I have to dig through some of the junk and clique mentality to find real information that's actually of value to me.

That's pretty much any discussion forum site. After you've read beyond a certain point there's nothing to be gained from the majority of threads which are newbies asking the same old questions as if no one has ever asked the question before.

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kcm7
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Postby kcm7 » Wed Nov 19, 2014 9:56 am

I feel like I haven't really done as much as other people that I used to know from high school have and I often feel like complete garbage because of it.


I don't want to play the "older and wiser" card, but I'm gonna! This never goes away, even when you're well out of college (like me). Social media invites us to compare our lives to those of others. But give yourself some credit (har): You're getting a degree in a useful field, you're probably miles ahead of your peers credit-building wise (at your stage of life, I didn't even know what credit WAS). You're actively thinking about your future and the impact of your decisions, and you're vetting your decisions/life choices by affordability.

College feels useless when you can't even get entry-level jobs, and I've been there, too. But eventually, you'll get something and then you'll build it into something better.

As for applying for jobs as a college student, here's what I heard from a friend (a hiring manager at a major chain): A lot of places are skittish about hiring college students because 1) They know they're not going to stay there forever; and 2) A lot of students start asking for time off/flexibility around exam time. My friend said she'd rather hire a parent who needs to support their kids and NEEDS the job, plans to stay there for a long while, and is willing to take on any hours she can throw at them. Not all managers are like that, I'm sure, but that might be what you're running up against.

Good luck!
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Postby jlam572 » Wed Nov 19, 2014 10:50 am

The only person you should be comparing yourself to is the you of yesterday. Better yourself every day, and you'll be surprised how far you have come in a short amount of time. If you cant improve yourself financially at the moment, focus on improving that, while channeling your energy at your physical or spiritual self. Self improvement is not limited to the size of your wallet.
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whit
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Postby whit » Wed Nov 19, 2014 10:55 am

getting stuff off your chest is like, awesome. in all seriousness I think everyone should have free or cheap access to a psychologist or therapist of some sort just to vent and talk without any consequences because in life, often stuff comes back to bite you in the ass

I've had a couple of stuff handed to me, won't bore you with the details but bottom line is everyone, goes through ****. it's about how you handle it.

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ps, I would really take a second look at ur attitude when you're approaching things. I had to take a second look at mine towards others, and while some I feel unjust, some
was just plain ugly (as in I took a lot for granted)

Home Depot for example. did you go in expecting the job was pretty much a slam dunk? that there's nothing to it? especially given your resume and college background? I can tell you for a fact that the hiring manager cares more about how you connected with him or her on a personal level and how you came across off to that person. like did you seem sincere? humble? hardworking? someone they would want on their team and that they can rely on?

when you took the year off college and felt like you weren't productive; don't reminisce about what you should have done and comparing yourself to your peers rather think what you learned from it

all mistakes are learning experiences

i sincerely wish you luck but I'm sure this is just a hump you'll look back at later and be like wow

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Postby Nixon » Wed Nov 19, 2014 11:28 am

Heh. I completely agree with the clique comments about MF.
Notice who recently got star status on that board? ;)

I still haven't made valued contributor after my brush with a permaban. Yet i'm a centurion level here! (Who cares, right?) :D
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popamode72
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Postby popamode72 » Wed Nov 19, 2014 12:31 pm

Thanks for the support guys. I really appreciate it and all of your comments have helped to put things into perspective. That Home Depot application I just did online and I don't actually know any managers personally so I'm now seeing how that would have affected the process.
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djrez4
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Postby djrez4 » Wed Nov 19, 2014 12:46 pm

To echo some previous comments -

I have a friend who took four years to graduate from college and got a great job directly out of school. He had six years of work experience under his belt before I really started working. Is he ahead of me because I took some time off from college and went to law school before entering the professional world? Depends on your definition of ahead. He has a bigger house, more expensive cars, and a kid. I have two years wandering the country as a DJ and some pretty awesome world travel. He probably won't get to see the things I've seen until his kid is in college and he retires, if at all. So, who's ahead?

Don't compare yourself to anyone except yourself. Set goals and accomplish them. Doesn't matter if they're not the same goals on the same schedule as the guy next to you. He's not you.
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notcool
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Postby notcool » Wed Nov 19, 2014 4:17 pm

I want to echo all the comments stated above. There is no one "right" path that everyone must go down. And virtually everyone has considerable failures and makes mistakes.

Also: its easy to regret a past decision. Its also useful to learn from past mistakes and possible regrets. But: so many of our decisions in life are trade-offs.

For instance: Do I want to take a job that will pay high wages but require long hours that keep me away from my family? ...If I take the job, I may come to regret that I couldn't spend more time with my kids. But if I do not take the job, I may come to regret that I don't have enough money to send my kid to the best college she got into, or provide some other opportunity.

No matter what I chose, I may set myself up for regret. I think a lot of choices have this quality to them. There are no perfect decisions in these cases.

You may regret taking a year off now, but its possible that at the time you made that decision you really needed to do it.

popamode72
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Postby popamode72 » Wed Nov 19, 2014 8:24 pm

On the other hand, there's a lot of stuff that could have gone completely wrong had I decided to rush into school. I was actually gonna stay in a dorm earlier this year and it was one of those pricier apartments in Atlanta run by the university and the conditions of the rooms were quite dismal. I immediately cancelled my arrangement after seeing the squalor. I think it was a 250 dollar fee to cancel and I'm very fortunate that I didn't have to end up in that situation again.
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