jlam572 wrote:Another thing is lenders may make you cancel your amex card. I had to cancel my card for a few weeks while waiting to close. The banks reason "you charged 26k in one month on that card, and we cant have you doing that after you purchase a home." I wish amex would report something to credit bureaus other than the max we spent in one month.
Well, other cards report the highest intra-month balance on the card. Is that fundamentally different?
I've only seen my TU report in full since I got my Amex charge card. TU just showed the month-end balance and gave no credit limit. Maybe EX and EQ present the charge amounts in some less favorable way.
$45 is great for a synthetic change! I think I last paid something like $75 at the dealer for a synthetic change.