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  1. #1
    Centurion Member MemberSince99's Avatar
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    Default Target Redcard application is back online

    I applied for it last night and got the 7-10 day message (translation: thumbs down) after reading on another forum they pull EQ. Since I recently traded by car for a new vehicle I had a boatload of inquiries the dealer put on TU and Target pulled TU for me. So I assume that's why I got the thumbs down on that.

    Anyway wanted to let people know it's back online (it hadn't been for some time) and which CRA they pulled.
    FICOS
    TU: 771 April 2014
    EQ: 777 April 2014
    EX: 779 April 2014
    TU08 (Barclay's) 798 April 2014 Statement
    Discover 791 June 15 2014

    Cards:
    Amex Platinum NPSL (5/13 - backdated to 5/99)
    BofA Travel Rewards Signature Visa 10k (1/14)
    Chase Freedom Signature Visa 11.5k (1/14)
    Amex Everyday Preferred 6k (3/14 - backdated to 3/99)
    Amex Hilton HHonors Surpass 9.5k (7/14 - backdated to 7/99)
    FNBO Dodge MasterCard 12.8k (8/14)
    Lowe's 10k (8/14)
    Chase CSP 12k (9/14)

    Garden: Card carrying Garden Club member. Gardening for life (and beyond)!
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  2. #2
    Centurion Member MemberSince99's Avatar
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    Default

    Wanted to post a follow up for this.

    I saw an 800 number I did not recognize called me earlier and left a message. When I got the message it was Target, they left a reference to call back about.

    Knowing the CCCs as we all do that means typically they just have questions and you are approved 99.9% of the time once you answer them to their satisfaction. (Let's just say they don't call you to decline you that I've EVER heard of). So I called back, and they just wanted to verify my address and date of birth, then told me I was approved. I asked the limit, and they told me 1000 dollars. Works for me. Just wanted to update all on this.
    FICOS
    TU: 771 April 2014
    EQ: 777 April 2014
    EX: 779 April 2014
    TU08 (Barclay's) 798 April 2014 Statement
    Discover 791 June 15 2014

    Cards:
    Amex Platinum NPSL (5/13 - backdated to 5/99)
    BofA Travel Rewards Signature Visa 10k (1/14)
    Chase Freedom Signature Visa 11.5k (1/14)
    Amex Everyday Preferred 6k (3/14 - backdated to 3/99)
    Amex Hilton HHonors Surpass 9.5k (7/14 - backdated to 7/99)
    FNBO Dodge MasterCard 12.8k (8/14)
    Lowe's 10k (8/14)
    Chase CSP 12k (9/14)

    Garden: Card carrying Garden Club member. Gardening for life (and beyond)!
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  3. #3
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    Quote Originally Posted by MemberSince99 View Post
    Wanted to post a follow up for this.

    I saw an 800 number I did not recognize called me earlier and left a message. When I got the message it was Target, they left a reference to call back about.

    Knowing the CCCs as we all do that means typically they just have questions and you are approved 99.9% of the time once you answer them to their satisfaction. (Let's just say they don't call you to decline you that I've EVER heard of). So I called back, and they just wanted to verify my address and date of birth, then told me I was approved. I asked the limit, and they told me 1000 dollars. Works for me. Just wanted to update all on this.
    Congrats on that card! I really like the Target Redcard seeing as that's the only discount store where you can get 5% discount compared to 1% cash back on other cards.
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  4. Centurion Member MemberSince99's Avatar
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    Default

    Thanks! That's mainly why I wanted that card for the discount. I can use that to get the 5% discount there, then free up one of the 5% slots on the Cash + card for something else other than department stores.
    FICOS
    TU: 771 April 2014
    EQ: 777 April 2014
    EX: 779 April 2014
    TU08 (Barclay's) 798 April 2014 Statement
    Discover 791 June 15 2014

    Cards:
    Amex Platinum NPSL (5/13 - backdated to 5/99)
    BofA Travel Rewards Signature Visa 10k (1/14)
    Chase Freedom Signature Visa 11.5k (1/14)
    Amex Everyday Preferred 6k (3/14 - backdated to 3/99)
    Amex Hilton HHonors Surpass 9.5k (7/14 - backdated to 7/99)
    FNBO Dodge MasterCard 12.8k (8/14)
    Lowe's 10k (8/14)
    Chase CSP 12k (9/14)

    Garden: Card carrying Garden Club member. Gardening for life (and beyond)!
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  5. #5
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    Target is considered a discount store or a grocery store in the case of Super Target, but not a department store.
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  6. #6
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    Thanks for the info MemberSince99, I've had my eye on a Redcard for a while but never got around to going to the store specifically for it. The 5% is pretty nice and I've never had a store card for anywhere before..... got an instant approval! Only $700 starting limit but it's a store card after all. They pulled EQ for me.
    Now she's eyeless.
    The snakes she held once
    Eat up her hands.
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  7. #7
    Centurion Member MemberSince99's Avatar
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    Quote Originally Posted by DavidNY View Post
    Target is considered a discount store or a grocery store in the case of Super Target, but not a department store.
    Do you mean for the Cash + David?

    I checked my rewards I don't have the department store 5% category as one of my categories (nor do I need that now) so they did count it as a grocery store as you mentioned. Not sure what they would use if I selected the 5% department store?
    FICOS
    TU: 771 April 2014
    EQ: 777 April 2014
    EX: 779 April 2014
    TU08 (Barclay's) 798 April 2014 Statement
    Discover 791 June 15 2014

    Cards:
    Amex Platinum NPSL (5/13 - backdated to 5/99)
    BofA Travel Rewards Signature Visa 10k (1/14)
    Chase Freedom Signature Visa 11.5k (1/14)
    Amex Everyday Preferred 6k (3/14 - backdated to 3/99)
    Amex Hilton HHonors Surpass 9.5k (7/14 - backdated to 7/99)
    FNBO Dodge MasterCard 12.8k (8/14)
    Lowe's 10k (8/14)
    Chase CSP 12k (9/14)

    Garden: Card carrying Garden Club member. Gardening for life (and beyond)!
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    Quote Originally Posted by MemberSince99 View Post
    Do you mean for the Cash + David?
    For any card, Target and Walmart are generally considered discount stores.
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  9. #9
    Centurion Member MemberSince99's Avatar
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    Thanks David I did not know that. Good to know.
    FICOS
    TU: 771 April 2014
    EQ: 777 April 2014
    EX: 779 April 2014
    TU08 (Barclay's) 798 April 2014 Statement
    Discover 791 June 15 2014

    Cards:
    Amex Platinum NPSL (5/13 - backdated to 5/99)
    BofA Travel Rewards Signature Visa 10k (1/14)
    Chase Freedom Signature Visa 11.5k (1/14)
    Amex Everyday Preferred 6k (3/14 - backdated to 3/99)
    Amex Hilton HHonors Surpass 9.5k (7/14 - backdated to 7/99)
    FNBO Dodge MasterCard 12.8k (8/14)
    Lowe's 10k (8/14)
    Chase CSP 12k (9/14)

    Garden: Card carrying Garden Club member. Gardening for life (and beyond)!
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  10. #10
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    Quote Originally Posted by DavidNY View Post
    For any card, Target and Walmart are generally considered discount stores.
    Super Target and Super walmart are grocery stores for all cards?
    Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
    Plane tickets: CSP
    Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
    Clothes: Express, Amex BCP, Discover IT
    Amazon: Citi Forward, Cash +
    Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
    Hotels and other travel: Discover Escape, CSP
    Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
    Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
    Balance transfers: Kroger 123 rewards
    Bill Pay: Chase Ink Plus, Citi Forward
    Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
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