Credit Card Forum
+ Reply to Thread
Page 1 of 2 1 2 LastLast
 
  1. #1
    Centurion Member MemberSince99's Avatar
    Join Date
    May 2012
    Location
    WI
    Posts
    3,681

    Default Target Redcard application is back online

    I applied for it last night and got the 7-10 day message (translation: thumbs down) after reading on another forum they pull EQ. Since I recently traded by car for a new vehicle I had a boatload of inquiries the dealer put on TU and Target pulled TU for me. So I assume that's why I got the thumbs down on that.

    Anyway wanted to let people know it's back online (it hadn't been for some time) and which CRA they pulled.
    FICOS
    TU: 785 January 2014
    EQ: 772 January 2014
    EX: 773 January 2014
    TU08 (Barclay's) 794 January 2014

    Cards:
    Associated Bank Accelerated Rewards Signature Visa 21.5k (05/12)
    Chase Sapphire Preferred Signature Visa 5k (5/13)
    Amex Gold NPSL (5/13 - backdated to 5/99)
    Barclay's Arrival World MasterCard 10k (11/13)
    Citi Dividend Visa 6.3k (12/13)
    Chase Freedom Signature Visa 7k (1/14)
    Bank of America Travel Rewards Signature Visa 10k (2/14)
    Discover IT 4.5k (2/14)
    Amex Everyday Preferred 2k (3/14 - backdated to 3/99)

    Garden: Card carrying Garden Club member. Gardening until 2014!
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  2. #2
    Centurion Member MemberSince99's Avatar
    Join Date
    May 2012
    Location
    WI
    Posts
    3,681

    Default

    Wanted to post a follow up for this.

    I saw an 800 number I did not recognize called me earlier and left a message. When I got the message it was Target, they left a reference to call back about.

    Knowing the CCCs as we all do that means typically they just have questions and you are approved 99.9% of the time once you answer them to their satisfaction. (Let's just say they don't call you to decline you that I've EVER heard of). So I called back, and they just wanted to verify my address and date of birth, then told me I was approved. I asked the limit, and they told me 1000 dollars. Works for me. Just wanted to update all on this.
    FICOS
    TU: 785 January 2014
    EQ: 772 January 2014
    EX: 773 January 2014
    TU08 (Barclay's) 794 January 2014

    Cards:
    Associated Bank Accelerated Rewards Signature Visa 21.5k (05/12)
    Chase Sapphire Preferred Signature Visa 5k (5/13)
    Amex Gold NPSL (5/13 - backdated to 5/99)
    Barclay's Arrival World MasterCard 10k (11/13)
    Citi Dividend Visa 6.3k (12/13)
    Chase Freedom Signature Visa 7k (1/14)
    Bank of America Travel Rewards Signature Visa 10k (2/14)
    Discover IT 4.5k (2/14)
    Amex Everyday Preferred 2k (3/14 - backdated to 3/99)

    Garden: Card carrying Garden Club member. Gardening until 2014!
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  3. #3
    Centurion Member
    Join Date
    Sep 2012
    Location
    Los Angeles, CA
    Posts
    334

    Default

    Quote Originally Posted by MemberSince99 View Post
    Wanted to post a follow up for this.

    I saw an 800 number I did not recognize called me earlier and left a message. When I got the message it was Target, they left a reference to call back about.

    Knowing the CCCs as we all do that means typically they just have questions and you are approved 99.9% of the time once you answer them to their satisfaction. (Let's just say they don't call you to decline you that I've EVER heard of). So I called back, and they just wanted to verify my address and date of birth, then told me I was approved. I asked the limit, and they told me 1000 dollars. Works for me. Just wanted to update all on this.
    Congrats on that card! I really like the Target Redcard seeing as that's the only discount store where you can get 5% discount compared to 1% cash back on other cards.
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  4. Centurion Member MemberSince99's Avatar
    Join Date
    May 2012
    Location
    WI
    Posts
    3,681

    Default

    Thanks! That's mainly why I wanted that card for the discount. I can use that to get the 5% discount there, then free up one of the 5% slots on the Cash + card for something else other than department stores.
    FICOS
    TU: 785 January 2014
    EQ: 772 January 2014
    EX: 773 January 2014
    TU08 (Barclay's) 794 January 2014

    Cards:
    Associated Bank Accelerated Rewards Signature Visa 21.5k (05/12)
    Chase Sapphire Preferred Signature Visa 5k (5/13)
    Amex Gold NPSL (5/13 - backdated to 5/99)
    Barclay's Arrival World MasterCard 10k (11/13)
    Citi Dividend Visa 6.3k (12/13)
    Chase Freedom Signature Visa 7k (1/14)
    Bank of America Travel Rewards Signature Visa 10k (2/14)
    Discover IT 4.5k (2/14)
    Amex Everyday Preferred 2k (3/14 - backdated to 3/99)

    Garden: Card carrying Garden Club member. Gardening until 2014!
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  5. #5
    Centurion Member DavidNY's Avatar
    Join Date
    Jul 2011
    Location
    New York
    Posts
    1,341

    Default

    Target is considered a discount store or a grocery store in the case of Super Target, but not a department store.
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  6. #6
    Centurion Member
    Join Date
    May 2012
    Location
    Atlantic City, NJ
    Posts
    335

    Default

    Thanks for the info MemberSince99, I've had my eye on a Redcard for a while but never got around to going to the store specifically for it. The 5% is pretty nice and I've never had a store card for anywhere before..... got an instant approval! Only $700 starting limit but it's a store card after all. They pulled EQ for me.
    Now she's eyeless.
    The snakes she held once
    Eat up her hands.
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  7. #7
    Centurion Member MemberSince99's Avatar
    Join Date
    May 2012
    Location
    WI
    Posts
    3,681

    Default

    Quote Originally Posted by DavidNY View Post
    Target is considered a discount store or a grocery store in the case of Super Target, but not a department store.
    Do you mean for the Cash + David?

    I checked my rewards I don't have the department store 5% category as one of my categories (nor do I need that now) so they did count it as a grocery store as you mentioned. Not sure what they would use if I selected the 5% department store?
    FICOS
    TU: 785 January 2014
    EQ: 772 January 2014
    EX: 773 January 2014
    TU08 (Barclay's) 794 January 2014

    Cards:
    Associated Bank Accelerated Rewards Signature Visa 21.5k (05/12)
    Chase Sapphire Preferred Signature Visa 5k (5/13)
    Amex Gold NPSL (5/13 - backdated to 5/99)
    Barclay's Arrival World MasterCard 10k (11/13)
    Citi Dividend Visa 6.3k (12/13)
    Chase Freedom Signature Visa 7k (1/14)
    Bank of America Travel Rewards Signature Visa 10k (2/14)
    Discover IT 4.5k (2/14)
    Amex Everyday Preferred 2k (3/14 - backdated to 3/99)

    Garden: Card carrying Garden Club member. Gardening until 2014!
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  8. Centurion Member DavidNY's Avatar
    Join Date
    Jul 2011
    Location
    New York
    Posts
    1,341

    Default

    Quote Originally Posted by MemberSince99 View Post
    Do you mean for the Cash + David?
    For any card, Target and Walmart are generally considered discount stores.
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  9. #9
    Centurion Member MemberSince99's Avatar
    Join Date
    May 2012
    Location
    WI
    Posts
    3,681

    Default

    Thanks David I did not know that. Good to know.
    FICOS
    TU: 785 January 2014
    EQ: 772 January 2014
    EX: 773 January 2014
    TU08 (Barclay's) 794 January 2014

    Cards:
    Associated Bank Accelerated Rewards Signature Visa 21.5k (05/12)
    Chase Sapphire Preferred Signature Visa 5k (5/13)
    Amex Gold NPSL (5/13 - backdated to 5/99)
    Barclay's Arrival World MasterCard 10k (11/13)
    Citi Dividend Visa 6.3k (12/13)
    Chase Freedom Signature Visa 7k (1/14)
    Bank of America Travel Rewards Signature Visa 10k (2/14)
    Discover IT 4.5k (2/14)
    Amex Everyday Preferred 2k (3/14 - backdated to 3/99)

    Garden: Card carrying Garden Club member. Gardening until 2014!
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  10. #10
    Centurion Member
    Join Date
    Jun 2011
    Location
    Down South
    Posts
    1,581

    Default

    Quote Originally Posted by DavidNY View Post
    For any card, Target and Walmart are generally considered discount stores.
    Super Target and Super walmart are grocery stores for all cards?
    Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
    Plane tickets: CSP
    Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
    Clothes: Express, Amex BCP, Discover IT
    Amazon: Citi Forward, Cash +
    Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
    Hotels and other travel: Discover Escape, CSP
    Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
    Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
    Balance transfers: Kroger 123 rewards
    Bill Pay: Chase Ink Plus, Citi Forward
    Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

Advertising Disclosure: CreditCardForum is an independent, advertising-supported comparison service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website.

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are authorís alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. Reasonable efforts are made to present accurate info, however all info is presented without warranty. Consult a card's issuing bank for terms & conditions.