The introduction of Walmart credit card has further fueled the outrage many people feel against Walmart. There are many reasons Walmart has given the public to despise it and the Walmart credit card has been considered as adding insult to injury by a large number of American consumers. Let’s first look at why people hate Walmart as much as they do to understand why the Walmart credit card has become the center of such a storm.

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Why People Hate Walmart

• Walmart has been responsible for the collapse of innumerable mom and pop operations in localities where the store has been established. Unable to keep up with the pricing at Walmart, most independent stores have had to bring down their shutters. This has had a huge impact on the economy of the country, not to mention those who lost their businesses to Walmart.
• Local businesses going bust has also resulted in a lot of store employees losing their jobs. Even though Walmart does offer a large number of jobs, these numbers reportedly don't make up for the jobs lost.
• DWalmart is also known to exploit its workers. While the company makes billions of dollars in profit, the average worker reportedly earns no more than $18,000 a year. Walmart has also allegedly broken labor laws and state regulations.
• Walmart reportedly does not provide affordable health benefits, and in turn, this increases their employees' burden of health care costs from state programs.
• Walmart is also known to be abusive to the environment. In fact, they have reportedly been charged hefty fines for doing so.

The Walmart Credit Card

As you can imagine, there are enough reasons for people to outright hate Walmart. The introduction of the Walmart credit card is a huge step forward in the perpetuation of this business model. By supposedly making it even more convenient for consumers to shop at their stores, the Walmart credit card is the focus of many peoples' outrage. Here are some of the features of the credit card introduced by Walmart:

• The Walmart card can be used at SAM'S CLUB, Thrifty Car Rental, Wal-Mart, Walmart.com, and AOL.
• You get a discount of 3 cents for every gallon of gas you fill at Walmart or SAM’s Club gas stations. (3 cents, not 3 percent - that only equals about a 1% rebate on $3 gas)
• Pre-paid AT&T long distance rates become marginally cheaper.
• You get 1% rebate on all purchases, irrespective of the amount.

Why People Hate The Walmart Credit Card

The Walmart credit card features appear to be designed to encourage people to spend more at Walmart and this is one of the reasons why people are outraged. But, there are additional reasons why the Walmart credit card is disliked:

• It is an unsecured credit card known to be issued to those with below-average credit - people with bad credit history can access this card. This leads to irresponsible spending, and in turn, a lower quality customer base overall.
• The interest rates on the credit card are extremely high... probably to compensate for the riskier account holders.
• The customer service leaves a lot to be desired. Allegedly, many customers with great credit ratings still end up with ridiculously low credit limits, possibly because of uninformed CSRs and the fact that they are being pooled with others that have a much higher risk.

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