Thread: Sears Card

Yup, didn't think I'd bother getting a Sears, but since it's becoming more and more important by the day to up the credit score, I decided to grab some more NAF cards.

30% APR... things still haven't changed. 2% cash-back when I can get 10-15% off sears with a competing card simple makes no sense to me at all.

In other words, I will be leaving home WITHOUT it.

I would say if you have no credit cards and you applied for a bunch and you got turned down, visas, mastercards, amex. Sears may be a great place to start and if you work for sears, it's a great idea to have their charge card because of all the discounts.

Geez my father has a stout score like me and had a sears card from way way back in the hay-day. Closed for inactivity. He went to reopen recently, they pulled up his old account and said there would be a 'HI' NOT to reopen that old account instead to open a brand new account. He hung up on them... I would have done the same thing. btw he bought the new fridge on his General Motors card at lowes.

I don't think this card is that bad at all, if you take advantage of the discounts and no interest for 12 months. My refrigerator from the sears outlet was 1300 (2000+ at best buy), they gave me 10% off and i paid them $100.00 a month for the past 11 months, I have one more payment to go. The key to remember is to buy what you can afford and make sure you pay it off before the end of the promotion.

Originally Posted by ooxs

I don't think this card is that bad at all, if you take advantage of the discounts and no interest for 12 months. My refrigerator from the sears outlet was 1300 (2000+ at best buy), they gave me 10% off and i paid them $100.00 a month for the past 11 months, I have one more payment to go. The key to remember is to buy what you can afford and make sure you pay it off before the end of the promotion.

I agree with you 100%

I also agree Sears isn't a bad store, they are wonderful store, they have great selections in different departments. I know when it comes to Macy's Lord & Taylor, these stores are higher priced and you don't need clothes, makeup, jewelry, wallets, hand bags, shoes all the time. Sears seems to be a different store since they sell tools, TVs, boomboxes, refrigerators, clothes, hand bags, wallets etc.

I'm not saying Macys, Lord & Taylor aren't wonderful stores too, but it's probably easier to charge more money on a Sears credit card than the other department stores. I guess it depends on the person where they shop.