Kirklands Credit Card 10% Discount Offer
I got a Kirklands credit card application because it sounded like a good deal with its $10 rewards certificates for every $150 spent. Then once a month there is a customer appreciation day where all purchases made on the Kirklands credit card get 10% off. I am not a fan of store cards but this is an awfully good deal.
Aside from the usual negatives that come with all store cards are there any legit reasons why I should not apply? I cannot find any complaints about the card. For a store card Kirklands looks to be a winner. Thoughts?
I'm not against store cards, they are good to build credit since some are easier to get and the incentives (coupons,rewards, etc) are always good. My first CC was a Goldsmith's (now Macy's) back in 2003 when I was starting my credit in the Country.
The only downside, is that they have usually high APR, so please pay in full each month.