Credit Card Forum
  1. #1
    Green Member
    Join Date
    Dec 2010
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    PA
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    1

    Default Blair credit card account a big waste of time?

    How much do you know about the Blair credit card? I was given an application that says "SAVE OVER $100 EVERY YEAR WITH BLAIR CREDIT CARD"

    I had thought that meant a $100 offer but in little itty bitty font the paper says "based on expected annual savings of applicable offers of active accounts". I asked what that meant and the Blair department store cashier said that if I have the credit card I will get emailed coupons by being on the mailing list. That's ironic don't you think since I already enjoy coupons because I am on the Blair emailing list?
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  2. #2
    Centurion Member Mogul of Pineapples's Avatar
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    Jun 2008
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    Smogland
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    Generally speaking, store credit cards are designed for those with lower credit scores. I am in no way suggesting that is you but it is true for the average store credit card user.

    Because of this store cards won't have the best interest rates nor will have have a decent rewards program, most of the time. It sounds like the Blair credit card is trying to hype up the card' benefits, or lack thereof, with the coupon concept. If the Blair card doesn't have a regular points or cash back program this feature may be drummed up as a diversion.

    Please note though that I am not familiar with the Blair credit card benefits specifically, my thoughts are more based on what is typically seen in the store card industry but there are always exceptions.
    Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed. Regardless, anything I say is my honest opinion.

    Current Cards:
    American Express: Blue Cash, Simply Cash Bank of America: WorldPoints Platinum Plus Chase: Amazon, British Airways, Cash Plus Rewards, Freedom, Ink Cash Citi: Thank You Premier, Dividend Platinum Select Discover: More
    Primary Everyday Card: American Express Blue Cash
    Primary Travel Card: Citi Thank You Premier
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