Mogul of Pineapples
- Centurion Member
- Posts: 1271
- Joined: Sun Jun 01, 2008 11:32 pm
- Location: Smogland
Store credit cards remain much easier to get than prime credit cards, but approval has been stricter after the financial meltdown. The last thing stores want is to find themselves with a portfolio of bad debt again. Store cards can be a good way to rebuild credit but keep in mind that the limits are usually low and using over 20% to 30% of a credit limit isn't good for your credit score. That could make store cards for big ticket items like furniture and tires probably not the best choice because the the limit may not be much higher than the initial purchase made.
My recommendation instead would be to try out this tool to see if you are matched for any Visa or MasterCard offers (which are much better for building your credit score up).
Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed and linked to. Regardless, anything I say is my honest opinion.
Current Cards: American Express:
Blue Cash, Simply Cash Bank of America:
WorldPoints Platinum Plus Chase:
Amazon, British Airways, Cash Plus Rewards, Freedom, Ink Cash Citi:
Thank You Premier, Dividend Platinum Select Discover:
MorePrimary Everyday Card: American Express Blue CashPrimary Travel Card: Chase Sapphire Preferred