Mogul of Pineapples
- Centurion Member
- Posts: 1271
- Joined: Sun Jun 01, 2008 11:32 pm
- Location: Smogland
True most of those store card outfits just farm out their credit services to the big boys and take their cut. Best to use these types of cards to either build up new credit or repair old credit. Once you've done that just stick to major credit cards - lower APR, higher limits, more buying flexibility.
If you still want a store credit card it's best to get the ones that are co-branded with Visa or Mastercard. I know the Target card and Nordstrom card is. Ones like those that still give you rewards for the stores but are still major credit cards.
Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed and linked to. Regardless, anything I say is my honest opinion.
Current Cards: American Express:
Blue Cash, Simply Cash Bank of America:
WorldPoints Platinum Plus Chase:
Amazon, British Airways, Cash Plus Rewards, Freedom, Ink Cash Citi:
Thank You Premier, Dividend Platinum Select Discover:
MorePrimary Everyday Card: American Express Blue CashPrimary Travel Card: Chase Sapphire Preferred