CITI Best Buy ( 2 cards in one)

Where you can talk about store credit cards, like gas station cards, department store cards, etc.
4 posts
Ocean
 
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Joined: Tue May 13, 2014 5:30 pm
Location: All over

CITI Best Buy ( 2 cards in one)

Postby Ocean » Tue May 13, 2014 5:38 pm

Hello, sorry for my poor English.
I have good credit history and when I start to build my score I applied for Best Buy CC, now this card owns by CITY BANK.
I don't like high APR 24% and I planning to open City DIMOND PREFERRED CARD.
My question is if there is any possibility to add Best Buy Card CL to my new card?


Trendecide
Green Member
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Posts: 18
Joined: Tue Apr 01, 2014 7:16 pm
Location: St. Louis

Postby Trendecide » Thu May 15, 2014 9:22 am

You would have to contact CITY BANK directly to find the answer to this question. However, given that they're two SEPARATE lines of credit, I doubt you'd be able to.

JamesMS
Centurion Member
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Posts: 151
Joined: Mon Apr 13, 2015 6:17 pm
Location: Fort Worth, TX

Postby JamesMS » Tue Apr 14, 2015 9:13 am

Ocean wrote:Hello, sorry for my poor English.
I have good credit history and when I start to build my score I applied for Best Buy CC, now this card owns by CITY BANK.
I don't like high APR 24% and I planning to open City DIMOND PREFERRED CARD.
My question is if there is any possibility to add Best Buy Card CL to my new card?


I have heard of some banks allowing you to move limits to other accounts, but, you will have to call Citi and ask.
Main Cards:
Amex BCE
Amex Everyday
Bank of America Cash Rewards
Chase Freedom
Capital One Quicksilver
Citi Thank You Preferred

Spark Cash Back (Business), Amex Plum (Business)

cardcustomerservice
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Location: USA

Postby cardcustomerservice » Mon Apr 20, 2015 12:28 pm

No. The bank is Citibank (Citi cards) and you cannot convert your Best Buy card or combine the lines of credit or move credit available to a Citibank card like the Diamon Preferred or anything like that unfortunately. Citi Retail Services who issues the Best Buy store cards and other private label cards is a completely different line of business within Citi than Citicards who issues the Citibank credit cards like the Double Cash, Diamond Preferred and etc.

The Best Buy card is not a good choice for general use credit, as it does have a higher APR like MOST store cards. To get the benefit from it though, use it for large entertainment purchases with the no interest if paid in full promotions for 6 or 12 months, every time and NEVER pay any interest on it, as long as you pay it in full by the dates you are supposed to. Then the APR wouldn't even matter.
Customer Service Rep for a card company

Chase Slate - $8000
Chase Freedom - $5000
Hyatt Rewards (Chase) - $2000
Citi Double Cash - $1000
UPromise Mastercard (Barclay) - $1400
Best Buy Credit Card (Citi)- $1000
Kohls Credit Card (CapOne) -$500
Target RedCard (TD Bank) -$1200
Walmart Credit Card (Synchrony) - $1000
Home Design Card (Synchrony) -$2000



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