Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 6 months or if you make a late payment. $299 Minimum purchase required.
If a late payment was made and there is now such an interest charge penalty on the account what is one to do in such a scenario. Can the payment be lowered back to the promotional APR through negotiation or would one's best bet be to use another credit card and do a balance transfer.
At the time of the purchase, Tire Rama credit card gave a 10% discount off which was the motive for applying. On a $1400 set of 4 Pirelli tires that was a $140 savings though the finance charges will now exceed that dollar value.