Victoria's Secret CC

Where you can talk about store credit cards, like gas station cards, department store cards, etc.
2 posts
chicadelcaribe
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Victoria's Secret CC

Postby chicadelcaribe » Tue Sep 22, 2009 10:42 pm

So I am a VS employee and always shop at the store, so I thought it was a good thing that I got the credit card.. the rewards are pretty nice ($10 reward for every 250 points, with some purchases being worth 2pts per dollar) For the first 6 months you get free panty coupons / discounts off bras too (off course, my store discount is almost always better or the same...) Anyways, before reading your site I didn't think anything of it; now, I see that it might actually be hurting my credit? I don't need to repair my credit... and I don't actually need the card; I just use it and pay it off later (because I *thought* I was building my credit) Should I just get rid of it?


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Cucumber
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Postby Cucumber » Wed Sep 23, 2009 3:25 am

If there's no annual fee on it I think it would be best to keep it. Because if you close it now then it will decrease the average time you've had credit accounts open. Just don't apply for any new store cards ;)
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