what's the point of a tire store credit card!

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what's the point of a tire store credit card!

Postby Kino » Sat May 31, 2008 1:18 am

i bought tires this week and it was at one of those big chains. don't remember the name but they have a green and yellow color scheme. i think it was discount tire or tire rack or some other unmemorable name. anyway they try and get you to open a credit card like most stores but who would need one for a place that sells nothing but tires? you only replace tires every few years. i don't get what the point would be to open a card at a place like that. if you absolutely had to open a store credit card to buy just tires it seems you'd do way better off at a place like sears because the card could be used for other things.

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Postby magyar1045 » Sat May 31, 2008 9:01 am

They want you to use THEIR credit card, so they don't have to pay the charge processing fees that the banks/Visa/MC impose.

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Postby Roni » Fri Jun 06, 2008 6:33 pm

They do it so they can be the ones to make the money off your interest.

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Postby fffresh » Mon Jun 09, 2008 5:06 pm

Yeah just another way for these stores to make a buck. But they're probably just hurting the consumer with these cards. They'd be better off opening any normal credit card than a store card to finance their purchase.

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Postby Mogul of Pineapples » Sun Jun 22, 2008 3:15 pm

I don't get it. Why do a ding on your credit record just to open up a card that you are only going to use for one purchase ever probably. I mean you can only need so many pairs of tires! Never did understood why people with good credit would still open up these things.
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Postby Herman65 » Tue Sep 30, 2008 5:16 am

Gotta love those re-tread miles lol.

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