- Gold Member
- Posts: 26
- Joined: Sun Jan 13, 2013 3:00 pm
- Location: Portland, OR
FWIW, my two cents...I've had a Best Buy card since 2007. Credit limit $4,500. I have no idea why they gave me such a high limit, I didn't have great credit at the time and nobody else I know has even been given above $2000.
It has actually been very useful when Best Buy prices are good and/or they are willing to price match for things I need like kitchen appliances, computer peripherals, or TV accessories. Is it an every case? Nah. But the 0% and/or extra Reward Zone points have been great.
I have always paid it down to 0 at least 1 month or more before my promotional financing runs out. I've never had any issues with the card though I don't use it regularly.
As the person before me stated, if you manage it properly coupled with what you use it for, it may be a good addition to your portfolio.
[CENTER][font=Arial][size=60]Equifax: 753, Transunion: 742, Experian: 740
Discover It 10,000
USAA Total Rewards Visa 16,000
AmEx HH 16,300 | AmEx BCP 2,000
Chase Freedom Visa 10,000 | Chase Slate Visa 1,500
PenFed Platinum Visa 10,000 | PenFed Line of Credit 3,500
CapOne Platinum Mastercard 5,000 | CapOne Best Buy 4,500 | CapOne Orbitz Visa 1,000
OnPoint Platinum Visa 5,500 | Barclays NFL Visa 2,500 | US Bank Cash 1,500 | KeyBank PLOC 1,500
Amazon Store Card 400
Total Credit Line: $91,200 -- Last Updated: July 28th, 2013[/size][/font][/CENTER]