Wow that was easy!

Where you can talk about store credit cards, like gas station cards, department store cards, etc.
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paparoach429
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Wow that was easy!

Postby paparoach429 » Fri Apr 05, 2013 2:33 am

So Ive had my Express credit card for a little over a year now and have only used it twice. My initial limit was $300, then automatically increased to $450 after my first use. I logged onto my page right now and for the hell of it asked for an increase. I put in my annual income and literally a second later it came back, increased to $850! Not bad for a not used too often store card!


DavidNY
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Postby DavidNY » Fri Apr 05, 2013 10:06 am

Are you keeping it open for AAoA reasons?

FutureBillionaire
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Postby FutureBillionaire » Fri Apr 05, 2013 11:09 am

Express is pretty easy to get clis from. I don't use mine often, but I keep it for AAoA and free shipping.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

swipe_masta
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Postby swipe_masta » Fri Apr 05, 2013 2:44 pm

What is the birthday gift may I ask?

Express clothing is really hit or miss for me. Besides, I get their coupons regularly so I don't really see a point in getting their card. Also, you can get free shipping by ordering in-store, like many other clothing stores.

paparoach429
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Location: chicago

Postby paparoach429 » Fri Apr 05, 2013 3:22 pm

Well now that im making a little bit more money I can afford to shop there periodically. Like swipe said, its hit or miss for me. The same as alot of clothing stores are for me. I can walk in and find $300-$400 worth of clothes or I can walk in for 2 months straight and not find anything. I actually just recieved the birthday gift. Its a $10 giftcard. I just like having the extra credit limit so now I can go in and spend around $200, which is about the norm for a place like that, and still be under 25% utilization.

FutureBillionaire
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Postby FutureBillionaire » Fri Apr 05, 2013 4:22 pm

paparoach429 wrote:Well now that im making a little bit more money I can afford to shop there periodically. Like swipe said, its hit or miss for me. The same as alot of clothing stores are for me. I can walk in and find $300-$400 worth of clothes or I can walk in for 2 months straight and not find anything. I actually just recieved the birthday gift. Its a $10 giftcard. I just like having the extra credit limit so now I can go in and spend around $200, which is about the norm for a place like that, and still be under 25% utilization.


I only shop there with a coupon, a sale, and most of the time with a gift card. Their quality has gone down, though they still make fantastic button down shirts. I only buy shirts and sweaters from there, with the one exception being my favorite jacket.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

paparoach429
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Posts: 331
Joined: Tue Sep 11, 2012 12:21 am
Location: chicago

Postby paparoach429 » Sat Apr 06, 2013 1:52 am

I think their jeans and sweaters are pretty good quality. Their shirts feel a little thin and cheap but otherwise all other clothes I have from there are good and comfortable.



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