Target REDcard Ownership Changed to TD Bank

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swipe_masta
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Target REDcard Ownership Changed to TD Bank

Postby swipe_masta » Tue Mar 26, 2013 2:17 am

I got a letter with my Target REDcard bill saying that Target no longer owns the card and has changed ownership to TD Bank. So far from what it says, nothing drastic is happening, just minor changes to the cardholder agreement and other policies...

BUT, I heard rumors saying that the US cards are gonna be shaped more like the Canadian versions, in which case I would definitely be excited!

Has anyone heard of/used TD Bank or know any info about this?


C.K.
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Postby C.K. » Tue Mar 26, 2013 9:31 am

TD Bank is one of the big five banks in Canada so they should be pretty reputable. If they bring in a chip card that would be exciting but I would like to see them bring back a Visa or Mastercard version of the card back so it wouldn't be useless outside of Target.
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hematino
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Postby hematino » Tue Mar 26, 2013 3:13 pm

I have my primary checking account and second highest limit credit card with TD Bank. They've always been good to me. Hopefully the change will be for the better, and I also would like to see them bring back a Visa or MC version of the card.
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haikuginger
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Postby haikuginger » Tue Mar 26, 2013 9:49 pm

I used to have an account with TD back when I was living on the East coast. They're a good bank, in my opinion. Back when I was with them, they actually reimbursed ATM fees- so I could get $20 out of the biggest gouging ATM in town and trust that at the end of the month, I'd get my $4 back.

kelvSYC
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Postby kelvSYC » Wed Mar 27, 2013 2:59 am

I'm surprised that it wasn't RBC that picked up the portfolio to go with the Canadian RedCard portfolio. It would have been nice to see some sort of cross-border benefit...
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DavidNY
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Postby DavidNY » Wed Mar 27, 2013 9:13 am

kelvSYC wrote:I'm surprised that it wasn't RBC that picked up the portfolio to go with the Canadian RedCard portfolio. It would have been nice to see some sort of cross-border benefit...


Two different markets I guess. The RBC Target cards won't give 5% on US Target stores, which is kind of lame.



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