Is the American Eagle Outfitters credit card a ripoff?

Where you can talk about store credit cards, like gas station cards, department store cards, etc.
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Joined: Fri Apr 12, 2013 4:47 pm
Location: Indianapolis, IN

Postby im_mr_awesome » Fri May 24, 2013 12:16 am

My very first card was with American Eagle. I was given a $150 limit. I paid off the balance and in a few months they bumped me to $300, then $720, and just yesterday they upgraded it to a Visa with a $2k limit. This is a decent card to start with if you're smart. Though, as others have said, a secured card with a major bank might be a better idea. If nothing else, you could use it elsewhere. You get the AE Rewards even if you don't have a credit card with them, though I don't think you get quite as many of them.

I will say that getting a card at a young age is a fantastic thing to do if you're smart about it. At 22, I have better credit than my parents and almost any of my friends. That's a weird but good feeling.
Scores on the mend...
FICO: 654 (7/2017, AMEX), Vantage: 663 (CK)
Cards I Use Amex Premier Rewards Gold, Discover IT, Capital One QuickSilver MC, Amex Gold Delta (for the free bag)
Sock Drawer Chase Amazon, AE Visa, CareCredit, several store cards for util padding
Next Card Amex Everyday

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