- Centurion Member
- Posts: 793
- Joined: Mon Oct 22, 2012 7:11 pm
- Location: NY
In my opinion, I think you will have no problem getting approved for the card. Best buy has 2 reward zone cards I believe, one that is an actual credit card and one that can only be used at the store. With your stats I think they would give you the actual credit card, but if they dont they will almost definitely give you the store card.
Credit denials do not hurt your credit score. The inquiries from applying can hurt it, but from what you wrote this would only be your second inquiry.
So I would apply myself if I were you and if by some chance it does get denied, have your mom open one with you on it.
Amex BCE 25K ---- PenFed Platinum Rewards 15.5K --- US Bank Cash+ 12K --- Discover IT 6K --- Citi Dividend 5K --- Chase Freedom 12.5K --- Amex SPG 6K --- Citi Thank You Preferred 15K
Citi Simplicity - 5K, Sam's Club Discover - 10K
Sallie Mae World Mastercard
Exp 772 - TU 781 - Equ 781