When I filled out the application, I put down my social security but after it was processed, I realized I put down the wrong numbers for the first three. It was no mal-intent on my part, I was just hasty. But by the time I realized it, the associate had already processed the application and it was approved.
Fast forward to March, I checked my credit reports from the three bureaus, and Experian and Equifax both saw the inquiry, and they see the card on my account, DESPITE the incorrect first three numbers on the social form when I applied for the card. TransUnion however is giving me trouble.
I discovered TransUnion was screwy when I was applying for CreditSecure from AmericanExpress, which monitors your credit and lets you see your scores. I applied online and got an error message saying it "couldn't verify my identity, call this number, blah blah blah". So I called the number, spoke to an agent, and they pin-pointed it to a TransUnion problem. The agent have me the TransUnion consumer line, so I called TransUnion.
TransUnion was COMPLETELY unhelpful! They said everything was in check and there were no problems. Yet when I try to sign up for CreditSecure AND Check my credit directly through TransUnion online, there is a problem.
The social needs to be corrected on the card, so I contacted WFNNB, the bank that issues the card. Not much help there. They said I need to send in proof of my social through snail mail in order to change it. I'm a tad weary of FedEx-ing a copy of my passport. But I will if i need to.
My questions to you are
- Should I securely submit the proof of social to WFNB to change it, or just cancel the card? I will have 1 yr of credit history in July (I'm 19).
- If the first three numbers were wrong, how does it still show on my Ex & Eq?
- With the first three numbers wrong, even though it's showing on my Ex & Eq, is it still reporting the balances/limits?
Any help is greatly appreciated! Thanks and sorry about the novel...