No longer being solicited for store charge cards

Where you can talk about store credit cards, like gas station cards, department store cards, etc.
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Mogul of Pineapples
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No longer being solicited for store charge cards

Postby Mogul of Pineapples » Tue Dec 02, 2008 1:24 pm

Have you noticed how stores are not trying to hound you to open up their credit cards as much since this credit crunch came about? I actually enjoy not being solicited to open up a garbage store card that serves virtually no purpose or gives any benefits. Even the best department store credit cards give little to no rewards on all other purchases outside of the store.

That is one of the positives from this mess. Consumers will no longer be making that impulse decision at the cash register to open a store card that only hurts them.
Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed and linked to. Regardless, anything I say is my honest opinion.

Current Cards:
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Primary Everyday Card: American Express Blue Cash
Primary Travel Card: Chase Sapphire Preferred


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fffresh
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Postby fffresh » Wed Dec 03, 2008 5:54 pm

What we are experiencing is available credit coming back down to a reasonable level from the stratospheric level is was previously at. All in all the end result of this credit crisis will be a good thing; less available credit. The painful part we are feeling is such a quick transition. As if we were addicted to a drug, we needed to be weened of this drug called debt the same way. The quick cut off is what is making this so very difficult.

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Cucumber
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Postby Cucumber » Fri Dec 05, 2008 5:24 pm

I've noticed the same thing too. I used to get asked like every single time I went to Target and now I never get asked at all... either they aren't giving them out or don't like me anymore :ppp
OBAMA
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fffresh
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Postby fffresh » Sun Dec 07, 2008 10:29 pm

Cucumber wrote:... either they aren't giving them out or don't like me anymore :ppp


It's because they don't like you anymore, the same as I not liking you anymore.

Just kidding.

Floppster
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Postby Floppster » Thu Dec 11, 2008 9:44 pm

Target: They don't wanna leave me alone when I checkout

Rooms To Go: Didn't even wanted to buy anything and they still try to talk me into a card.

Best Buy: Can never leave the store without being asked.

Well at the end I think they still try to offer it to you however it just depends on the products you are looking at (prices).
Intellectuals solve problems. Geniuses prevent them.
- Albert Einstein 1879-1955

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Mogul of Pineapples
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Postby Mogul of Pineapples » Fri Dec 12, 2008 11:29 pm

That's surprising they're still offering credit cards like that to you Floppster! I wasn't even offered a card at Marshall's today while I was buying a coat, even though the customer at the register next to me was while I was paying (and funny enough, he said he previously applied and was denied.)

Oh well I suppose the stores just don't like me.
Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed and linked to. Regardless, anything I say is my honest opinion.

Current Cards:
American Express: Blue Cash, Simply Cash Bank of America: WorldPoints Platinum Plus Chase: Amazon, British Airways, Cash Plus Rewards, Freedom, Ink Cash Citi: Thank You Premier, Dividend Platinum Select Discover: More
Primary Everyday Card: American Express Blue Cash
Primary Travel Card: Chase Sapphire Preferred



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