Department store credit cards credit score requirements

Where you can talk about store credit cards, like gas station cards, department store cards, etc.
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Department store credit cards credit score requirements

Postby datri79 » Sat Jan 15, 2011 5:17 am

For the average department store credit card what credit score would be needed for approval and which of them have the lowest requirements?

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Postby Cucumber » Mon Jan 24, 2011 3:27 am

Are you talking about department store cards that are like a Visa or Mastercard or the cards that are for use at the dept store only. B/c between those the store kind are going to (usually) have lower requirements and be easier to get.

For a lot of em the credit score requirements are going to be like in the 600s but I mean it really depends on the card bec some are gonna be easier to get then others.
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Postby bubblebusteconomy » Sun Jan 30, 2011 2:44 am

Did you ever stop to ask why department store card credit requirements are low in the first place? I will tell you why. The merchandise is marked up 300%. If a quarter of cardholders walked away from the debt and the remaining paid the stores would still be making a tidy profit with the price markups. The losses are not at face value.
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Postby Rodney W » Fri Feb 04, 2011 3:14 pm

Which department store credit card is easiest to get and has the lowest credit score requirement? I have read many positives about the Sears basic card for rebuilding credit. Have any of you had any experiance with it?

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