I was going to get a Litman Jewelers credit card to buy a gift, it has a financing offer with it, then I saw the application and the APR is listed a 28.99% for the standard rate. This is a PDF of the terms and conditions https://www.accountonline.com/cards/acq/TermsAndIDSView.do?sc=02007&langId=en&siteId=plcn_littman
I am aware retail credit cards have high interest rates and I get why giving it to someone with bad credit would be appropriate. For good credit is what gets me. Do you think that is the same for all Littman card holders no matter what or would a good credit score get a better rate?