The finance articles I have read like one on MSN Money says to stay away from them.
Could you post a link to this, so we can read it from the horses's mouth?
An inexperienced person may THINK a Lemonaid-Stand CC is not as good as a Royal Bank CC. But that's because he may not be aware that it is the Royal Bank that also issues the Lemonaid-Stand CC as well. CC's are like books, you can't judge them by the cover.