- Centurion Member
- Posts: 328
- Joined: Sat Jan 24, 2015 9:55 am
- Location: Denver
I always review my accounts at about the one year mark. Amazon and Discover will hit that point about November 2016. Discover is a pretty safe bet to stick around, Amazon is on the fence. I like the 5% back for Prime members, but even I'm cutting costs and considering whether the Prime membership is THAT good a deal. And at some point I would like to rid myself of all Synchrony accounts. As it stands I'd like to wind up with a 'core four' meaning four cards I would use/rotate regularly. I've got the cash back cards (Discover, Chase), would like a travel card (CSP) and an everyday spending plus Gas/Groceries card (Amex EDP). That would give me the most amount of rewards with less accounts to have to keep regular track of.
I figure once my util is paid down (yes, I'm in that phase now!) I'll have better scores since I only have one or two old baddies on each account. Then the limits I have will likely increase. And that 'increasing income and assets by the end of 2016' goal is looking pretty good too.
Chase Freedom ($2000) | Discover IT ($1400) | Care Credit ($1000) | Walmart ($900) | Amazon ($800)
No applications indefinitely.
Future: CSP/Reserve, Amex EDP.