CarefulBuilder14 wrote:If you're going to be spending $10k+ on Amazon a year the way some people spend $10k+ at Costco, then it doesn't take a big signup bonus to make the card worthwhile.
But again, we can get into "need to spend" vs "I spend it anyway so may as well get the card". We all spend on things we don't need sometimes, to an extent, and that's fine. Nobody should live life with no enjoyment. However, if we tell ourselves "well I spend 10k a year on amazon anyway", are we going to continue to "make sure" we spend it just because we now have a special card for it? Maybe 10k per year on amazon isn't really necessary spending, but the special card/rewards can make one feel it is.
Just something to keep in mind when saying "I spend ___ anyway". Not directed at you, just a general point.