Offer for an Exxon-Mobil card

Where you can talk about store credit cards, like gas station cards, department store cards, etc.
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Brad Bishop
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Offer for an Exxon-Mobil card

Postby Brad Bishop » Wed May 06, 2015 5:29 am

This was interesting to me. I received an offer for an Exxon-Mobil card via email, yesterday.

You may be thinking, "What's the big deal?" Well, it's not a Visa or MasterCard. It's literally a credit card that works only at Exxon and Mobil gas stations. I thought these all went away (as mentioned in another thread) back in the 1990s when all gas cards, and store cards, for that matter, became Visas and MasterCards.

I didn't apply because I'm just not interested in having a card limited to a particular merchant. Here's the link, if interested. You get something like 24¢/gal off for 2 months and then 6¢/gal ongoing rebates:

https://www.citicards.com/cards/acq/Apply.do?screenID=3243&app=UNSOL&siteId=PLCN_EXXONMOBIL&langId=EN&sc=06001&mfl=false&mc=SPE6


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Re: Offer for an Exxon-Mobil card

Postby Vermonster » Wed May 06, 2015 7:32 am

There are a lot of conditions to meeting that 6¢ an getting a full return on your purchase. The cap at $72 on rewards means you can only spend 1200/year or 100 a month. To meet the minimum spend requirement you need 45 gallons. That puts your price per gallon at $2.22. Anything over that and you are not maximizing your rebate.

I think a Freedom with one 5% quarter on gas will net you about the same value.
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Re: Offer for an Exxon-Mobil card

Postby jcarte29 » Wed May 06, 2015 8:34 am

My Dad had one of these years ago, which I was able to use when I first started driving. I remember him having a Texaco fuel card too...lol hello 1990s!
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Re: Offer for an Exxon-Mobil card

Postby takeshi » Wed May 13, 2015 9:01 am

$0.24/gallon is good but $0.06/gallon isn't anything to write home about unless one can't qualify for a card with gas as a rewards category. Definitely consider the caps.

See also:
content/gas-credit-cards-6/

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Re: Offer for an Exxon-Mobil card

Postby CarefulBuilder14 » Wed May 13, 2015 9:38 am

Can the rewards stack with Plenti?

Then it would really be an inconvenience! :ppp
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Re: Offer for an Exxon-Mobil card

Postby Brad Bishop » Wed Jun 03, 2015 6:46 am

jcarte29 wrote:My Dad had one of these years ago, which I was able to use when I first started driving. I remember him having a Texaco fuel card too...lol hello 1990s!


That is what I was thinking. I remember having an Amoco, Exxon, Shell, whatever card and they were specifically only useful at those particular gas stations. Then everything migrated over to being branded Visa/MasterCards. I was just really surprised that you could actually get a gas station specific card outside of something like Quik Trip.

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Re: Offer for an Exxon-Mobil card

Postby Michael » Wed Jun 03, 2015 11:04 am

Actually, these gasoline credit cards are all around. ExxonMobil, Shell, ConocoPhillips, Gulf and most medium to large oil companies issue them. The dealers actually prefer them, because there are no swipe fees for them to pay. They will also offer some incentive (cents off per gallon) for you to use them.

Most of the rewards are small , like 5 cents per gallon with Shell.

However, if you received an offer for ExxonMobil and you use their gas, I would take this offer. First of all, the rewards can be stacked with Plenti. In addition there is a new technology upgrade called EM1 (mandatory) that is being installed at ALL ExxonMobil stations from now until the end of the year. It will allow each dealers to offer instant cents off at the pump for using the EXXONMOBIL SMART CARD, as well as ADDITIONAL cents off when you link your speedpass to this particular card. Also, ExxonMobil will 'force' the dealer to offer some rebate with this software upgrade.

IN ADDITION, even though there is now a minimum 45 gallon maximum 100 gallon monthly purchase requirement on this card to earn any rebate, the ExxonMobil CSR told me that these will go away in the near future, and it will be a straight 6 cents a gallon rebate on every purchase (IN ADDITION to the already-mentioned above rebates). This is because Shell recently did away with these restrictions on their "Drive for Five" card.

I would get this card IF you use ExxonMobil gas regularly and the stations are convenient. Here in Illinois Mobil stations are on almost every street corner.
Potentially, as respects ExxonMobil gas only, this card could blow away even bank cards, if you are a devoted ExxonMobil user. Even if you only use this gas sometimes, the card has the potential to give back 18 cents per gallon, or more, when all rebates are applied !!

Google, 'EM1" upgrade ExxonMobil, and you will see what I mean about the upgrade.

Good luck.

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Re: Offer for an Exxon-Mobil card

Postby Vermonster » Wed Jun 03, 2015 12:30 pm

Again do the math. A flat percentage based card like the BCP will outdo any "loyalty program." Exxonmobil is consistently more expensive all across the country, you'll need the 18 cents just to break even in many areas.

Even if they do away with the limits, a fixed price reduction has less and less value as the price of gasoline increases. Gas here is north of $2.50/gal. a 3% card earns me a 7.5 cent per gal discount. Plus I can add plenti points or whatever loyalty program on top.

Also the EM1 program you mentioned is from January of last year. The supposedly rolled it out already, yet there are only 6 sites talking about it, all with the exact same article. Nowhere does it state that there will be any specific savings for the customer.
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Re: Offer for an Exxon-Mobil card

Postby Brad Bishop » Wed Jun 03, 2015 12:53 pm

Michael wrote:Actually, these gasoline credit cards are all around. ExxonMobil, Shell, ConocoPhillips, Gulf and most medium to large oil companies issue them. The dealers actually prefer them, because there are no swipe fees for them to pay. They will also offer some incentive (cents off per gallon) for you to use them.

Most of the rewards are small , like 5 cents per gallon with Shell.

However, if you received an offer for ExxonMobil and you use their gas, I would take this offer. First of all, the rewards can be stacked with Plenti. In addition there is a new technology upgrade called EM1 (mandatory) that is being installed at ALL ExxonMobil stations from now until the end of the year. It will allow each dealers to offer instant cents off at the pump for using the EXXONMOBIL SMART CARD, as well as ADDITIONAL cents off when you link your speedpass to this particular card. Also, ExxonMobil will 'force' the dealer to offer some rebate with this software upgrade.

IN ADDITION, even though there is now a minimum 45 gallon maximum 100 gallon monthly purchase requirement on this card to earn any rebate, the ExxonMobil CSR told me that these will go away in the near future, and it will be a straight 6 cents a gallon rebate on every purchase (IN ADDITION to the already-mentioned above rebates). This is because Shell recently did away with these restrictions on their "Drive for Five" card.

I would get this card IF you use ExxonMobil gas regularly and the stations are convenient. Here in Illinois Mobil stations are on almost every street corner.
Potentially, as respects ExxonMobil gas only, this card could blow away even bank cards, if you are a devoted ExxonMobil user. Even if you only use this gas sometimes, the card has the potential to give back 18 cents per gallon, or more, when all rebates are applied !!

Google, 'EM1" upgrade ExxonMobil, and you will see what I mean about the upgrade.

Good luck.


Thanks for the info. I really thought that in the mid-1990s that they all went the way of the dinosaur with them being co-branded (Shell MasterCard or Exxon Visa or whatever).

I'm going to stick with the normal cards I have for now. I really don't want a separate card just for gas especially when it's just for particular branded gas stations.

For discounts on gas I've tried the Fuel Rewards program from Shell a while back and, after some initial discount, it seemed to amount to nothing. "Link your MasterCard to earn discounts on gas whenever you buy things." I saw that work one time. After that, there doesn't seem to be any recognition of me spending at certain places even when I specifically sought them out to try to earn rewards. I eventually gave up on it.

If you're interested:
https://www.fuelrewards.com

From what I could tell the basic deal was:
- get a Fuel Rewards card / setup an account online
- link your credit cards (MasterCard seemed to be preferred with the most bonuses but Visa and Amex were also there. No Discover)
- Use your linked credit cards at certain establishments to earn rewards.
- After a certain $dollar amount in purchasing you'd earn some number of cents off each gallon of gas on your next fill up.

I saw it work once with a purchase and redeemed it once (43¢/gal off, if I remember correctly) at the pump. That was it.

It still give you 3¢/gal at the pump as a base for whenever you use your Fuel Rewards card but that can be hit or miss as you may go to Shell to do that but pay 3-5¢ more per gallon for the privilege of taking 3¢ off at the pump.

Ultimately, it annoys me when these sort of things popup and they're either really complicated (I'm still not sure I fully understand the deal with Fuel Rewards as I wasn't earning any rewards except on one purchase) or they just don't seem to work. Usually I find that I'd rather have not dealt with it.

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Re: Offer for an Exxon-Mobil card

Postby CarefulBuilder14 » Sat Aug 01, 2015 4:50 pm

For any Exxon or Mobil station customers:

There are some "Spend $25+, get $5 back" offers floating around on Amex cards. It is a "disappearing" offer, though, so using multiple browser tabs is advisable if you get a lot of gas there and want to use the offer with multiple cards.
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