- Centurion Member
- Posts: 4047
- Joined: Thu May 08, 2014 7:42 pm
- Location: United States
I have a hard time seeing value in a Best Buy CC that could cost more than my Costco membership. If someone needs to get special financing for consumer electronics, he or she is probably spending way beyond budget.
I don't think I've ever seen a decent credit card that features retroactive interest if purchases are not paid off on time.
I'm not a fan of Capital One, either. Did the CO Best Buy Gold MC account you quickly closed later appear on your credit report? Avoiding the fee is good, but if showed up it would be rather an AAoA-wrecker.
I suppose the rewards for in-store purchases could be good, if you can avoid the AF (which might be hard). For BestBuy.com purchases, though, Chase UR and Discover offer comparable savings. I've not actually been in a BB for years, but the website prices on laptops don't look any better than Costco.com or manufacturers' websites like Dell.com.
Very useful: SchwabPlat, CSP, IHG, Costco (was AA Plat), Freedom, SPG
Somewhat useful: Discover, ED (was EDP), BCE, Hyatt, Arrival
May close or PC: Prestige, BrooksBros
Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech