Applied for the Target REDcard back at the end of November. Only reason I did it was b/c I was buying a lot of Christmas stuff that day. Plus I like to shop at Target for little grocery stuff that is much, much cheaper than the chain gorcery stores by me.
Also when you use the Cartwheel app you get anywhere from 5% to 25% specific items, then pair that up with the REDcard and you get another 5% off. You're saving money all around, WIN, WIN in my book.
Another reason I signed up for the REDcard, Target will donate 1% of your total purchase to a school of your choice that you sign up for. So naturally, I signed my sons school up to receive the 1%.
Anyways, I was instant approved for a CL of $3k
I don't ever see my self going over $3K so that is a great limit.