- Centurion Member
- Posts: 1099
- Joined: Sun May 04, 2014 4:41 pm
- Location: Atlanta, GA
VattenÃ© wrote:Whoops! I see! That's certainly not as ridiculous then, but I still can't blame you for being frustrated with them. $500 is a toy limit, and you've proven you can manage that responsibly. You've got a solid FICO and several other cards with higher limits.
I'm in what we've deciphered (as best as we can) is their target market of people using Discover as their go-to, all-purpose card. It was my first prime card and I put all my spending I could through it. I still feel like they were generous with me on my first request because I wasn't spending near my CL each cycle, but I was also making them a lot of money.
Yeah that seems really plausible. I have a different take on cards and I love being able to have a variety of issuers to do business with and having relationships with, especially if something bad were to happen to one issuer I have plenty of alternatives ready. I've even opened up a checking account with US Bank recently and plan on seeing if that will help me get in with them sometime in the future. Amex and Chase have been my biggest favorites thus far. I can certainly understand why some people really feel a lot more comfortable having just one or two issuers to deal with.
In short, Discover right now probably wants to be the only card in my wallet and is just mad that I have other cards kinda like having an obsessive girlfriend or something.
Macy's TLs (21k), Lowes (17k), CSP (10k), Sam's Club (10k), Nordstrom (5k), AARP (4.2k), Freedom (3k), Discover (1.5k), Quicksilver (2k), BoA (3k), Barclaycard Arrival (2.5k), Amazon Store (6k), Paypal (4.9k), Sam's Club MC (3.6k), Walmart MC (1.2k)