- Centurion Member
- Posts: 188
- Joined: Tue Jan 10, 2012 7:11 pm
- Location: New York, NY
I believe I know what you're asking. Many years ago before the days of instant approval, if you walked into, say, Macy's and brought merchandise to the register and said you wanted to open a store card, they would take your application and gave you a temporary credit limit of approximately the value of your purchase against a major credit card that you had to present with the application. If you didn't get approved for the store card, they would charge the merchandise to your presented major card. This was at least as far back as the late 80s because I can remember going into what was then a Federated-owned department store and buying clothes with this method. I kind of doubt they do this anymore now that instant credit checks are commonplace.
Cards and Credit lines Acquired:
Escape by Discover (7.75K), Barclay Holland America Visa (7K), Macy's store card (7K), Bloomingdale's store card (2.6K), Citi Custom Credit Line (3.5K), PayPal Smart Connect credit line (2.7K), Chase Freedom Visa (5K), Chase United MileagePlus Visa (5K), Chase Sapphire Preferred Visa (6K), Amazon store card (2.2K), Lord & Taylor store card (550), Nordstrom store card (1500), Gold Delta SkyMiles from American Express (3K), Discover It (6.5K), PayPal Credit Line (1K).