Banana Republic Auto CLI

Where you can talk about store credit cards, like gas station cards, department store cards, etc.
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Location: USA

Banana Republic Auto CLI

Postby OldMan » Fri Sep 19, 2014 9:55 am

So awhile back I was in BR shopping for some clothes, and was asked if I wanted to save 30% that day. I said sure! I do most of my shopping there and Old Navy when buying pants for work. They just seem to fit me better. Plus I'm a huge fan of linen pants and shirts. (nothing says 0 f's given like linen :cool: ) I was started with a $700 limit, which considering my limited history, I wasn't displeased with.

This morning I received an email alert saying they had increased my limit by $500. It was my first Auto increase, so I'm kinda excited. Always nice to be noticed.
My Wallet:
Discover IT - $4000;
AMEX BCE $12000;
Citi Double Cash - $6600;
CHASE AARP Visa - $5000;
Banana Republic $1200;
NFM - $20,000;
Sears (Citi) MC - $6000;

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Postby Vattené » Fri Sep 19, 2014 10:32 am

Congratulations on the increase. I love the BR card. They have deals for members all the time and a solid rewards structure for that tier of card.

When I signed up I didn't realize I was getting a Visa card that can be used anywhere; I thought I was just getting a store account. It turned out to be a good deal though, because I realized I could just use it instead of my debit card and build rewards. After I started putting basically everything through it, it (finally) dawned on me that I should be doing this with a prime card to be getting better rewards that are a lot more versatile. That card is (indirectly) why I am here today.
FICO-8: EX - 827 (5/17) | TU - 824 (5/17)
My Cards: Barclay Arrival+ | Discover it | Amex ED
AU:: Discover Miles | BofA BBR | Barclay Commence (SD'd)

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Postby popamode72 » Fri Sep 19, 2014 12:39 pm

Cool! Congratulations. Auto CLIs are pretty awesome to get. I've gotten ones on all my store cards too.
Macy's TLs (21k), Lowes (17k), CSP (10k), Sam's Club (10k), Nordstrom (5k), AARP (4.2k), Freedom (3k), Discover (1.5k), Quicksilver (2k), BoA (3k), Barclaycard Arrival (2.5k), Amazon Store (6k), Paypal (4.9k), Sam's Club MC (3.6k), Walmart MC (1.2k)

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Location: USA

Postby PallasAthena » Sat Oct 11, 2014 5:33 am

Nice! Congrats!
I have the BR store card. Can that be upgraded to the Visa or do I have to apply for it separately?
Dec '16 Fico: 800+
Ch 7 BK in '06, finally dropped off in '16
2 mortgages
paid off car
$0 CC debt (Disc, Citi, and WF Amex)

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