need SB card that meets the following criteria

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hohlraum
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need SB card that meets the following criteria

Postby hohlraum » Thu Feb 04, 2016 9:10 am

Most important to least important:

1. accepted everywhere (so visa or mastercard)
2. no annual fee
3. price protection
4. extended warranty
5. cash back (will be using it to make a few electronic purchases per year and maybe some various internet/development oriented services)
6. Prefer that it works with check-free (statement presentment/payment through my bank. think chase might be the holdout on that one).

Thanks guys


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CarefulBuilder14
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Re: need SB card that meets the following criteria

Postby CarefulBuilder14 » Thu Feb 04, 2016 10:26 am

With many CC issuers, extended warranties and price protection benefits have exceptions and can involve some inconvenience. Don't expect the process to always be painless with any issuer.

How important is it that a card not charge foreign transaction fees?
Very useful: SchwabPlat, CSP, IHG, Costco (was AA Plat), Freedom, SPG, Prestige (retention)
Somewhat useful: Discover, ED (was EDP), BCE, Hyatt
SD with activity alerts, might close: Arrival

Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech, BofA Travel PH, Aviator Red

hohlraum
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Re: need SB card that meets the following criteria

Postby hohlraum » Thu Feb 04, 2016 11:52 am

CarefulBuilder14 wrote:With many CC issuers, extended warranties and price protection benefits have exceptions and can involve some inconvenience. Don't expect the process to always be painless with any issuer.

How important is it that a card not charge foreign transaction fees?


Not important at all. Yeah, I've used Discovers price protection. They make you do the stupid phone call hoop with some CSR in Ecuador who barely speaks english before you get an email link to provide all the documentation. :)

hohlraum
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Re: need SB card that meets the following criteria

Postby hohlraum » Sun Feb 07, 2016 9:06 pm

Bump. Anyone?

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CarefulBuilder14
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Re: need SB card that meets the following criteria

Postby CarefulBuilder14 » Mon Feb 08, 2016 12:07 am

Chase Ink Cash is close.
Very useful: SchwabPlat, CSP, IHG, Costco (was AA Plat), Freedom, SPG, Prestige (retention)
Somewhat useful: Discover, ED (was EDP), BCE, Hyatt
SD with activity alerts, might close: Arrival

Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech, BofA Travel PH, Aviator Red

hohlraum
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Re: need SB card that meets the following criteria

Postby hohlraum » Wed Feb 17, 2016 7:46 am

I ended up going with Bank of America's "Cash Rewards for Business MasterCard". It met all 6 criteria.

takeshi
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Re: need SB card that meets the following criteria

Postby takeshi » Thu Apr 14, 2016 8:50 am

hohlraum wrote:accepted everywhere (so visa or mastercard)

Picking nits but neither Visa nor MasterCard is accepted everywhere. However, the two do tend to have better acceptance than AmEx, Discover and other payment networks.



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