4ktvs wrote:If someone with a sub 500 Fico
No one has just one score. There are many scoring models used by creditors and for most models one has a score with each of the 3 major CRA's. Always consider both the model and CRA when referring to scores.
As stated above, most business cards are approved based on personal credit so unless the person's business has established credit in good shape this is unlikely. As alway, "best" is always highly subjective and there isn't enough info to even begin to recommend a card.