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Thread: Green Dot

  1. #1
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    Default Green Dot

    Kroger down here sells green dot cards and green dot money paks. It looks like the monthly fee is waived if you load 1k a month on it. Other than that, it looks pretty painless. Am I missing something? This card would let me consistently get a prepaid card with a bonus amount.
    Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
    Plane tickets: CSP
    Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
    Clothes: Express, Amex BCP, Discover IT
    Amazon: Citi Forward, Cash +
    Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
    Hotels and other travel: Discover Escape, CSP
    Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
    Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
    Balance transfers: Kroger 123 rewards
    Bill Pay: Chase Ink Plus, Citi Forward
    Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
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  2. #2
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    Monthly fees and limitations. You're on the right track. Most places are cash only for MPs.
    Credit Cards
    Amex BCE 25K ---- PenFed Platinum Rewards 15.5K --- US Bank Cash+ 12K --- Discover IT 6K --- Citi Dividend 5K --- Chase Freedom 12.5K --- Amex SPG 6K --- Citi Thank You Preferred 15K

    Not Used
    Citi Simplicity - 5K, Sam's Club Discover - 10K

    Future Cards
    Sallie Mae World Mastercard

    FICOs
    Exp 772 - TU 781 - Equ 781
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  3. #3
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    Quote Originally Posted by cashback View Post
    Monthly fees and limitations. You're on the right track. Most places are cash only for MPs.
    Kroger will let me buy with a credit card I think. If that's the case, I can get 3x points with penfed and 6 percent with Amex. I wish they could send checks like bluebird.
    Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
    Plane tickets: CSP
    Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
    Clothes: Express, Amex BCP, Discover IT
    Amazon: Citi Forward, Cash +
    Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
    Hotels and other travel: Discover Escape, CSP
    Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
    Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
    Balance transfers: Kroger 123 rewards
    Bill Pay: Chase Ink Plus, Citi Forward
    Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
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  4. Centurion Member
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    https://www.moneypak.com/WhoAccepts.aspx

    I've researched a lot of the options on this list and most of them I wouldn't trust with $5 of my money. There are bank accounts that you can fund with MP's, but again, it seemed sketchy to me and they charge a lot of fees. MP's are meant for poor people to get ripped off even more.

    My favorite out of the list was the MAGIC prepaid card by Magic Johnson. Sounds legit.

    Or the ever popular Young Money Prepaid Discover.
    Credit Cards
    Amex BCE 25K ---- PenFed Platinum Rewards 15.5K --- US Bank Cash+ 12K --- Discover IT 6K --- Citi Dividend 5K --- Chase Freedom 12.5K --- Amex SPG 6K --- Citi Thank You Preferred 15K

    Not Used
    Citi Simplicity - 5K, Sam's Club Discover - 10K

    Future Cards
    Sallie Mae World Mastercard

    FICOs
    Exp 772 - TU 781 - Equ 781
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  5. #5
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    Quote Originally Posted by cashback View Post
    https://www.moneypak.com/WhoAccepts.aspx

    I've researched a lot of the options on this list and most of them I wouldn't trust with $5 of my money. There are bank accounts that you can fund with MP's, but again, it seemed sketchy to me and they charge a lot of fees. MP's are meant for poor people to get ripped off even more.


    My favorite out of the list was the MAGIC prepaid card by Magic Johnson. Sounds legit.

    Or the ever popular Young Money Prepaid Discover.
    I can get the actual prepaid card at Kroger. I can get a US Bank prepaid card as well. I can avoid the fees if I load enough.

    I would rather stick with Vanilla reloads though.
    Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
    Plane tickets: CSP
    Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
    Clothes: Express, Amex BCP, Discover IT
    Amazon: Citi Forward, Cash +
    Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
    Hotels and other travel: Discover Escape, CSP
    Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
    Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
    Balance transfers: Kroger 123 rewards
    Bill Pay: Chase Ink Plus, Citi Forward
    Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
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  6. #6
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    Yeah but if you cant turn it into cash, you're only accomplishing the same as gift cards.
    Credit Cards
    Amex BCE 25K ---- PenFed Platinum Rewards 15.5K --- US Bank Cash+ 12K --- Discover IT 6K --- Citi Dividend 5K --- Chase Freedom 12.5K --- Amex SPG 6K --- Citi Thank You Preferred 15K

    Not Used
    Citi Simplicity - 5K, Sam's Club Discover - 10K

    Future Cards
    Sallie Mae World Mastercard

    FICOs
    Exp 772 - TU 781 - Equ 781
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  7. #7
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    Green dot is sold for cash only at many places like CVS unlike Vanilla Reloads which it allows to be bought using credit card. If you are able to buy green dot with credit card then it is good.
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  8. Centurion Member
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    Can you try actually buying without cash rather than thinking that it can allow you to buy on credit card?
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  9. #9
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    Yes they can be bought with credit, but it's more rare than VR's on credit
    Credit Cards
    Amex BCE 25K ---- PenFed Platinum Rewards 15.5K --- US Bank Cash+ 12K --- Discover IT 6K --- Citi Dividend 5K --- Chase Freedom 12.5K --- Amex SPG 6K --- Citi Thank You Preferred 15K

    Not Used
    Citi Simplicity - 5K, Sam's Club Discover - 10K

    Future Cards
    Sallie Mae World Mastercard

    FICOs
    Exp 772 - TU 781 - Equ 781
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