Green Dot

All about maximizing your rewards!
Members share tips and tricks for getting the most cash back, miles, & points.
9 posts
FutureBillionaire
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Joined: Sun Jun 19, 2011 2:37 pm
Location: Down South

Green Dot

Postby FutureBillionaire » Wed Mar 13, 2013 3:26 pm

Kroger down here sells green dot cards and green dot money paks. It looks like the monthly fee is waived if you load 1k a month on it. Other than that, it looks pretty painless. Am I missing something? This card would let me consistently get a prepaid card with a bonus amount.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape


cashback
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Posts: 793
Joined: Mon Oct 22, 2012 7:11 pm
Location: NY

Postby cashback » Wed Mar 13, 2013 4:04 pm

Monthly fees and limitations. You're on the right track. Most places are cash only for MPs.
Credit Cards
Amex BCE 25K ---- PenFed Platinum Rewards 15.5K --- US Bank Cash+ 12K --- Discover IT 6K --- Citi Dividend 5K --- Chase Freedom 12.5K --- Amex SPG 6K --- Citi Thank You Preferred 15K

Not Used
Citi Simplicity - 5K, Sam's Club Discover - 10K

Future Cards
Sallie Mae World Mastercard

FICOs
Exp 772 - TU 781 - Equ 781

FutureBillionaire
Centurion Member
Centurion Member
 
Posts: 1589
Joined: Sun Jun 19, 2011 2:37 pm
Location: Down South

Postby FutureBillionaire » Wed Mar 13, 2013 4:35 pm

cashback wrote:Monthly fees and limitations. You're on the right track. Most places are cash only for MPs.


Kroger will let me buy with a credit card I think. If that's the case, I can get 3x points with penfed and 6 percent with Amex. I wish they could send checks like bluebird.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape


cashback
Centurion Member
Centurion Member
 
Posts: 793
Joined: Mon Oct 22, 2012 7:11 pm
Location: NY

Postby cashback » Wed Mar 13, 2013 5:02 pm

https://www.moneypak.com/WhoAccepts.aspx

I've researched a lot of the options on this list and most of them I wouldn't trust with $5 of my money. There are bank accounts that you can fund with MP's, but again, it seemed sketchy to me and they charge a lot of fees. MP's are meant for poor people to get ripped off even more.

My favorite out of the list was the MAGIC prepaid card by Magic Johnson. Sounds legit.

Or the ever popular Young Money Prepaid Discover.
Credit Cards
Amex BCE 25K ---- PenFed Platinum Rewards 15.5K --- US Bank Cash+ 12K --- Discover IT 6K --- Citi Dividend 5K --- Chase Freedom 12.5K --- Amex SPG 6K --- Citi Thank You Preferred 15K

Not Used
Citi Simplicity - 5K, Sam's Club Discover - 10K

Future Cards
Sallie Mae World Mastercard

FICOs
Exp 772 - TU 781 - Equ 781

FutureBillionaire
Centurion Member
Centurion Member
 
Posts: 1589
Joined: Sun Jun 19, 2011 2:37 pm
Location: Down South

Postby FutureBillionaire » Wed Mar 13, 2013 5:15 pm

cashback wrote:https://www.moneypak.com/WhoAccepts.aspx

I've researched a lot of the options on this list and most of them I wouldn't trust with $5 of my money. There are bank accounts that you can fund with MP's, but again, it seemed sketchy to me and they charge a lot of fees. MP's are meant for poor people to get ripped off even more.


My favorite out of the list was the MAGIC prepaid card by Magic Johnson. Sounds legit.

Or the ever popular Young Money Prepaid Discover.


I can get the actual prepaid card at Kroger. I can get a US Bank prepaid card as well. I can avoid the fees if I load enough.

I would rather stick with Vanilla reloads though.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

cashback
Centurion Member
Centurion Member
 
Posts: 793
Joined: Mon Oct 22, 2012 7:11 pm
Location: NY

Postby cashback » Wed Mar 13, 2013 5:42 pm

Yeah but if you cant turn it into cash, you're only accomplishing the same as gift cards.
Credit Cards
Amex BCE 25K ---- PenFed Platinum Rewards 15.5K --- US Bank Cash+ 12K --- Discover IT 6K --- Citi Dividend 5K --- Chase Freedom 12.5K --- Amex SPG 6K --- Citi Thank You Preferred 15K

Not Used
Citi Simplicity - 5K, Sam's Club Discover - 10K

Future Cards
Sallie Mae World Mastercard

FICOs
Exp 772 - TU 781 - Equ 781

nishant
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Posts: 120
Joined: Wed Dec 19, 2012 10:07 am
Location: Chicago

Postby nishant » Wed Mar 13, 2013 9:01 pm

Green dot is sold for cash only at many places like CVS unlike Vanilla Reloads which it allows to be bought using credit card. If you are able to buy green dot with credit card then it is good.


nishant
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Posts: 120
Joined: Wed Dec 19, 2012 10:07 am
Location: Chicago

Postby nishant » Wed Mar 13, 2013 9:08 pm

Can you try actually buying without cash rather than thinking that it can allow you to buy on credit card?

cashback
Centurion Member
Centurion Member
 
Posts: 793
Joined: Mon Oct 22, 2012 7:11 pm
Location: NY

Postby cashback » Wed Mar 13, 2013 9:35 pm

Yes they can be bought with credit, but it's more rare than VR's on credit
Credit Cards
Amex BCE 25K ---- PenFed Platinum Rewards 15.5K --- US Bank Cash+ 12K --- Discover IT 6K --- Citi Dividend 5K --- Chase Freedom 12.5K --- Amex SPG 6K --- Citi Thank You Preferred 15K

Not Used
Citi Simplicity - 5K, Sam's Club Discover - 10K

Future Cards
Sallie Mae World Mastercard

FICOs
Exp 772 - TU 781 - Equ 781



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