For The NYC Bachelor

SimpleWay · 09:46 PM

Dear Smart Spenders,

New to NYC and want to get a great card!!

I probably spend approx $1,500 per month on my credit card. Since I live in NYC my credit card expenses are:

-Taxi's
-Bar's
-Restaurants
-Groceries (Whole Foods, Trader Joes, Food Emporium)
-MTA Subway Tickets
-NJ Transit Tickets

What I want (can be more than one card) is:

-Cash back (actual $$ but I don't spend money on gas or that many groceries)
-Airline Miles (preferably a brand name airline)
-Other Good Ideas for mid-twentys person who generally just has fun?

I currently have: Chase United Mileage Plus Visa card and I also use Chase for my checking. I like it b/c the online-internet interface is easy and convenient to pay my bills in one place. I belive I got the card b/c it offered 25,000 miles originally but don't see it doing much for me lately.

I have A+ credit and want to know my options but am so confused. Do I go to different banks, apply online. Do different banks offer different cards? What do I do....

Please someone just recommend which cards would be best based on my info.

Thank you so much!

Kind Regards,
Ashi

Cucumber · 10:25 AM

So you only want straight up cashback and you're willing to do more than one card? I know the Discover More gives 5% cashback on a bunch of categories.

And yeah the Chase Mileage Plus card is not worth the annual fee unless you travel a lot.

fffresh · 11:33 AM

The American Express Blue Cash may be another good card to consider. The drawback of that card is that the rebate is only awarded annually.

Mogul of Pineapples · 10:43 PM

If you haven't got one already another worth checking out may be the Chase Freedom card since you use taxis etc a lot. I think that is one of the categories it gives you tiered cashback on if it is one of your top 3 categories of spending. I have the card though and I stopped using it because I feel the reward redemption system isn't too fair.

09:46 PM	#1
SimpleWay Green Member Join Date: Jun 2009 Location: New York City Posts: 1	For The NYC Bachelor Dear Smart Spenders, New to NYC and want to get a great card!! I probably spend approx $1,500 per month on my credit card. Since I live in NYC my credit card expenses are: -Taxi's -Bar's -Restaurants -Groceries (Whole Foods, Trader Joes, Food Emporium) -MTA Subway Tickets -NJ Transit Tickets What I want (can be more than one card) is: -Cash back (actual $$ but I don't spend money on gas or that many groceries) -Airline Miles (preferably a brand name airline) -Other Good Ideas for mid-twentys person who generally just has fun? I currently have: Chase United Mileage Plus Visa card and I also use Chase for my checking. I like it b/c the online-internet interface is easy and convenient to pay my bills in one place. I belive I got the card b/c it offered 25,000 miles originally but don't see it doing much for me lately. I have A+ credit and want to know my options but am so confused. Do I go to different banks, apply online. Do different banks offer different cards? What do I do.... Please someone just recommend which cards would be best based on my info. Thank you so much! Kind Regards, Ashi

10:25 AM	#2
Cucumber Centurion Member Join Date: Apr 2008 Location: Zuma Posts: 456	So you only want straight up cashback and you're willing to do more than one card? I know the Discover More gives 5% cashback on a bunch of categories. And yeah the Chase Mileage Plus card is not worth the annual fee unless you travel a lot. __________________ OBAMA Stop talking crap about him and give him a chance!

10:43 PM	#4
Mogul of Pineapples Centurion Member Join Date: Jun 2008 Location: Where the smog from the 101 freeway coats my home's windows... Posts: 634	If you haven't got one already another worth checking out may be the Chase Freedom card since you use taxis etc a lot. I think that is one of the categories it gives you tiered cashback on if it is one of your top 3 categories of spending. I have the card though and I stopped using it because I feel the reward redemption system isn't too fair. __________________ “It takes 20 years to build a reputation and five minutes to ruin it. If you think about that, you'll do things differently.” -Warren Buffett Current Cards: American Express: Blue Cash, Simply Cash Bank of America: Visa Financial Rewards Platinum Plus Chase: Rewards Visa, Amazon Visa Discover: More Current Everyday Card: American Express Blue Cash

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11:33 AM	#3
fffresh Centurion Member Join Date: Apr 2008 Location: the edge of the world Posts: 417	The American Express Blue Cash may be another good card to consider. The drawback of that card is that the rebate is only awarded annually.