Priceline Visa: better than Fidelity Amex?

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6 posts
commdiver
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Posts: 35
Joined: Tue Nov 29, 2011 4:42 pm
Location: USA

Priceline Visa: better than Fidelity Amex?

Postby commdiver » Tue Feb 26, 2013 12:42 pm

Both give 2% cash back, but the Priceline Visa is accepted in more places. Is it really better than the Fidelity Amex or is there some catch?
Current credit cards:
American Express: Blue Cash Everyday, Fidelity Investment Rewards
Discover: It
MasterCard: Chase Ink Cash
Visa: BB&T Visa Signature, Capital One Business Platinum, Chase Freedom, Citi Forward


Sevenfeet
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Posts: 532
Joined: Thu Jan 17, 2013 7:20 pm
Location: United States

Postby Sevenfeet » Tue Feb 26, 2013 3:31 pm

I guess it depends on your needs. I looked at the Priceline Visa and it just seemed like a card that was designed to keep you in the Priceline travel universe (which is fine if you are doing that). For myself, I have investments at Fidelity already (it's required for the Fidelity card) and even though Visa is taken in more places than Amex, Amex isn't bad these days for access and the most important purchase I will make (my daughter's tuition) I can make with American Express.
Cards:
American Express Platinum (NPSL)
Penfed Platinum Reward Visa ($28K)
Chase Freedom Visa ($25K)
Fidelity American Express ($20K)
American Express Blue Cash Preferred ($20K)
Bank of America Cash Rewards MasterCard ($20K)
Citi Thank You Preferred Visa ($9.5K)
Chase Sapphire Preferred ($7.5K)
US Bank Cash + Visa Signature ($7K)
Discover IT ($4K)

DavidNY
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Posts: 1332
Joined: Tue Jul 05, 2011 12:28 pm
Location: New York

Postby DavidNY » Tue Feb 26, 2013 5:02 pm

Sevenfeet wrote:just seemed like a card that was designed to keep you in the Priceline travel universe


I don't find that to be the case. Rewards can be used on anything.

If you happen to use it for a NYOP Priceline bid, then the rewards are greater, but I've just been using it as an everyday 2% card, and the Priceline Visa is better accepted than Fidelity Amex.

FIA seems to have better customer service and the Amex cards can be used for Amex promotions.


Sevenfeet
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Posts: 532
Joined: Thu Jan 17, 2013 7:20 pm
Location: United States

Postby Sevenfeet » Tue Feb 26, 2013 6:51 pm

OK, how are awards redeemed? One thing for me and the Fidelity card is that rewards go straight to my brokerage account. I can then use it to buy securities, or just fold it into an IRA.
Cards:

American Express Platinum (NPSL)

Penfed Platinum Reward Visa ($28K)

Chase Freedom Visa ($25K)

Fidelity American Express ($20K)

American Express Blue Cash Preferred ($20K)

Bank of America Cash Rewards MasterCard ($20K)

Citi Thank You Preferred Visa ($9.5K)

Chase Sapphire Preferred ($7.5K)

US Bank Cash + Visa Signature ($7K)

Discover IT ($4K)

DavidNY
Centurion Member
Centurion Member
 
Posts: 1332
Joined: Tue Jul 05, 2011 12:28 pm
Location: New York

Postby DavidNY » Wed Feb 27, 2013 1:25 pm

Sevenfeet wrote:OK, how are awards redeemed?


From MyMoneyBlog:

Redemption involves “zapping” one of your existing purchases with your points. So let’s say you have 5,000 points ($50 worth). You’ll need to choose a purchase on your card within the last 90 days that’s between $25 and $50 to “zap”. Let’s say you spend $43.33 at the grocery store, and you pick that to zap. You’ll get a $43.33 statement credit and redeem 4,333 points. The remaining 667 points will be saved for the next time. Make sense? Not as nice as 2% back, but it’s not that bad once you understand the system. You can redeem online, there’s no need to call in.

You may redeem your points toward statement credits for any purchase(s) on your Account statement that are $25 or greater.

Sevenfeet
Centurion Member
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Posts: 532
Joined: Thu Jan 17, 2013 7:20 pm
Location: United States

Postby Sevenfeet » Wed Feb 27, 2013 3:53 pm

That's not so bad. It's a little work, especially if they just could have done a statement credit. But it's not a bad system.
Cards:

American Express Platinum (NPSL)

Penfed Platinum Reward Visa ($28K)

Chase Freedom Visa ($25K)

Fidelity American Express ($20K)

American Express Blue Cash Preferred ($20K)

Bank of America Cash Rewards MasterCard ($20K)

Citi Thank You Preferred Visa ($9.5K)

Chase Sapphire Preferred ($7.5K)

US Bank Cash + Visa Signature ($7K)

Discover IT ($4K)



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