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About LinkBacksBoth give 2% cash back, but the Priceline Visa is accepted in more places. Is it really better than the Fidelity Amex or is there some catch?
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Gold Member
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- Nov 2011
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Priceline Visa: better than Fidelity Amex?
Current credit cards:
American Express: Blue Cash Everyday, Fidelity Investment Rewards
Discover: It
MasterCard: Chase Ink Cash
Visa: BB&T Visa Signature, Capital One Business Platinum, Chase Freedom, Citi Forward
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Centurion Member
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- Jan 2013
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I guess it depends on your needs. I looked at the Priceline Visa and it just seemed like a card that was designed to keep you in the Priceline travel universe (which is fine if you are doing that). For myself, I have investments at Fidelity already (it's required for the Fidelity card) and even though Visa is taken in more places than Amex, Amex isn't bad these days for access and the most important purchase I will make (my daughter's tuition) I can make with American Express.
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Centurion Member
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I don't find that to be the case. Rewards can be used on anything.
Originally Posted by Sevenfeet
If you happen to use it for a NYOP Priceline bid, then the rewards are greater, but I've just been using it as an everyday 2% card, and the Priceline Visa is better accepted than Fidelity Amex.
FIA seems to have better customer service and the Amex cards can be used for Amex promotions.Credit cards from banks, deposits in credit unions.
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Centurion Member
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OK, how are awards redeemed? One thing for me and the Fidelity card is that rewards go straight to my brokerage account. I can then use it to buy securities, or just fold it into an IRA.
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Centurion Member
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From MyMoneyBlog: Originally Posted by Sevenfeet
Redemption involves “zapping” one of your existing purchases with your points. So let’s say you have 5,000 points ($50 worth). You’ll need to choose a purchase on your card within the last 90 days that’s between $25 and $50 to “zap”. Let’s say you spend $43.33 at the grocery store, and you pick that to zap. You’ll get a $43.33 statement credit and redeem 4,333 points. The remaining 667 points will be saved for the next time. Make sense? Not as nice as 2% back, but it’s not that bad once you understand the system. You can redeem online, there’s no need to call in.
You may redeem your points toward statement credits for any purchase(s) on your Account statement that are $25 or greater.Credit cards from banks, deposits in credit unions.
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Centurion Member
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That's not so bad. It's a little work, especially if they just could have done a statement credit. But it's not a bad system.
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