Very good news for US bank Cash + members

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nishant
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Location: Chicago

Very good news for US bank Cash + members

Postby nishant » Sat Feb 23, 2013 9:29 pm

Please review post for good news for US Cash + members.

Very Good News For US Bank Cash + card members fro... - myFICO® Forums


cashback
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Posts: 793
Joined: Mon Oct 22, 2012 7:11 pm
Location: NY

Postby cashback » Sun Feb 24, 2013 7:55 am

Thanks! Time Warner Cable is included.
Credit Cards
Amex BCE 25K ---- PenFed Platinum Rewards 15.5K --- US Bank Cash+ 12K --- Discover IT 6K --- Citi Dividend 5K --- Chase Freedom 12.5K --- Amex SPG 6K --- Citi Thank You Preferred 15K

Not Used
Citi Simplicity - 5K, Sam's Club Discover - 10K

Future Cards
Sallie Mae World Mastercard

FICOs
Exp 772 - TU 781 - Equ 781

craigm1
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Posts: 285
Joined: Wed Dec 01, 2010 8:44 pm
Location: toms river nj

good and bad

Postby craigm1 » Sun Feb 24, 2013 8:07 am

I just checked and my verizon bill which included my home phone,internet and directv are a code 4899 and my att&t cell is a 4814 code that means a total of $1428 a quarter which leaves me $570 a quarter not even $200 a month to use on restaurants this card will be maxed out very quickly.

craigm

awsome advice will leave the verizon bill on there as well

craigm1
Current Cards: American Express:Grandfathered Blue Cash CL 34k member since 89
Chase Freedom CL 7.5k member since 04
Chase Marriot Rewards Premier CL 20k member since 13
Chase Sapphire Preferred CL 25K member since 13
Bank Americard Cash Rewards Signature Visa CL 14k member since 11
Discover Cashback Bonus $10.5k member since 11
US Bank Cash + Signature Visa 19k member since 12
Citibank Thank You Preffered World Mastercard $16.5k member since 14


nishant
Centurion Member
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Posts: 120
Joined: Wed Dec 19, 2012 10:07 am
Location: Chicago

Postby nishant » Sun Feb 24, 2013 9:13 am

I suggest that it is better to use Citi Forward if you have ( Now closed) for restaurants which gives 5 points (which can be 5% cash back if you use for mortgage or student loan) on fast food as well as restaurants instead of using two categories from US Cash +.

I am planning to use hotels as second category because that will allow me to cancel my other with annual fee cards. US Bank cash + will give 5% cash back on every time use which I find more attractive than my Starwood Preferred Gold which is better than most hotel cards.

LadyinRed
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Posts: 71
Joined: Mon Jul 23, 2012 8:14 pm
Location: Los Angeles, CA

Postby LadyinRed » Sun Feb 24, 2013 1:17 pm

Thanks. I'm thinking of switching over to Verizon FIOS. I have Verizon Wireless and apparently if you use Verizon's "One Bill" you can get $10 off a month on your FIOS bill. I was thinking of doing that but wasn't sure how that would impact the 5% back on "Cell Phone." Though if cable is included then maybe I have nothing to worry about. Anyone here use Verizon's One Bill?
AMEX: Blue Cash Preferred (6% on groceries, 3% gas & dept stores)
Capital One: Venture (2 points per $1, equivalent to 2%)
Chase: Freedom (rotating 5% categories), Disney Rewards (1 point per $1, Disney benefits)
US Bank: Cash+ (5% bookstores / 5% Electronic Stores)

Gamma
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Joined: Sat Sep 15, 2012 1:15 am
Location: Los Angeles, CA

Postby Gamma » Mon Feb 25, 2013 12:23 am

Now I have a reason to go apply for this card now. All my bills will be included under the Cell Phone category, but would first like confirmation of someone actually receiving the 5% cash back for cable and internet.

FutureBillionaire
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Posts: 1589
Joined: Sun Jun 19, 2011 2:37 pm
Location: Down South

Postby FutureBillionaire » Mon Feb 25, 2013 9:30 am

We need to figure out if that code is accepted for 5%. I guess we will know in April.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape


FutureBillionaire
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Posts: 1589
Joined: Sun Jun 19, 2011 2:37 pm
Location: Down South

Postby FutureBillionaire » Mon Feb 25, 2013 10:07 am

cashback wrote:Thanks! Time Warner Cable is included.


I'm not fully sure this will work. I hope it will.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

cashback
Centurion Member
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Posts: 793
Joined: Mon Oct 22, 2012 7:11 pm
Location: NY

Postby cashback » Mon Feb 25, 2013 10:10 am

FutureBillionaire wrote:I'm not fully sure this will work. I hope it will.


My Verizon bill (only cell phone service) is MCC 4899. Time Warner Cable is coded the same. I think there is a better chance of it working than not.
Credit Cards
Amex BCE 25K ---- PenFed Platinum Rewards 15.5K --- US Bank Cash+ 12K --- Discover IT 6K --- Citi Dividend 5K --- Chase Freedom 12.5K --- Amex SPG 6K --- Citi Thank You Preferred 15K

Not Used
Citi Simplicity - 5K, Sam's Club Discover - 10K

Future Cards
Sallie Mae World Mastercard

FICOs
Exp 772 - TU 781 - Equ 781

FutureBillionaire
Centurion Member
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Posts: 1589
Joined: Sun Jun 19, 2011 2:37 pm
Location: Down South

Postby FutureBillionaire » Mon Feb 25, 2013 10:22 am

cashback wrote:My Verizon bill (only cell phone service) is MCC 4899. Time Warner Cable is coded the same. I think there is a better chance of it working than not.


Nice. I have Dish Network and ATT bundled through ATT. I'm assuming it will work for me.

I wish I had FIOS in my area. I'm sad that I don't.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape



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