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  1. #1
    Centurion Member
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    Default CSP vs Discover Miles

    Both of these cards give me double miles on travel and dining. The Miles card also counts entertainment, so I get double miles at bowling alleys, amusement parks, and movie theaters. Are there any hidden categories with the CSP that I need to be aware of?
    Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
    Plane tickets: CSP
    Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
    Clothes: Express, Amex BCP, Discover IT
    Amazon: Citi Forward, Cash +
    Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
    Hotels and other travel: Discover Escape, CSP
    Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
    Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
    Balance transfers: Kroger 123 rewards
    Bill Pay: Chase Ink Plus, Citi Forward
    Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
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  2. #2
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    Default

    I'm not familiar with the Miles card, but CSP gives a 20% bonus is points are redeemed toward travel. Chase UR points are very versatile and easily transferable.
    Credit Cards
    Amex BCE 25K ---- PenFed Platinum Rewards 15.5K --- US Bank Cash+ 12K --- Discover IT 6K --- Citi Dividend 5K --- Chase Freedom 12.5K --- Amex SPG 6K --- Citi Thank You Preferred 15K

    Not Used
    Citi Simplicity - 5K, Sam's Club Discover - 10K

    Future Cards
    Sallie Mae World Mastercard

    FICOs
    Exp 772 - TU 781 - Equ 781
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  3. #3
    Centurion Member Calipso's Avatar
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    Default

    I'm in the CSP camp.

    Good card, great signup bonus and love how I can transfer my points from my Freedom card to this card.....then to Southwest. Yea, I fly Southwest.
    My Limits:
    NFCU NavCheck: $15,000/NFCU Platinum: $11,500/NFCU nRewards: $8,000
    Chase Slate: $6,000/CSP: $5,000/Marriott Rewards Primier: $5,000/Chase Freedom: $4,500/
    /Southwest Primier: $3,000/Southwest Plus: $2,000
    Citi Hilton HHonors: $9,700/Citi Simplicity: $8,200/Citi Forward: $5,500
    AMEX Blue Cash Everyday: $8,000/SPG AMEX: $5,000/AMEX Everyday: $5,000/AMEX Delta Skymiles Platinum: $3,400
    Discover IT: $7,700
    Barclay's NFL Extra Points (Carolina Panthers): $5,000
    DCU Platinum: $3,000
    RTN FCU CC: $2,000
    CCCU Platinum Rewards Visa: $2,000

    Current total limit: $124,500
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  4. Centurion Member
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    I would go with CSP as well.
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  5. #5
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    Quote Originally Posted by Calipso View Post
    I'm in the CSP camp.

    Good card, great signup bonus and love how I can transfer my points from my Freedom card to this card.....then to Southwest. Yea, I fly Southwest.
    I love Southwest. That's the only airline I fly, if I can help it.
    Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
    Plane tickets: CSP
    Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
    Clothes: Express, Amex BCP, Discover IT
    Amazon: Citi Forward, Cash +
    Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
    Hotels and other travel: Discover Escape, CSP
    Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
    Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
    Balance transfers: Kroger 123 rewards
    Bill Pay: Chase Ink Plus, Citi Forward
    Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
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  6. #6
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    I don't think I answered the question clearly. I was just wondering if there was a hidden category like the Miles has. The Miles card includes entertainment in addition to travel and dining. I'm going to be using the CSP all the time so I can get the sign up bonus.
    Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
    Plane tickets: CSP
    Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
    Clothes: Express, Amex BCP, Discover IT
    Amazon: Citi Forward, Cash +
    Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
    Hotels and other travel: Discover Escape, CSP
    Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
    Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
    Balance transfers: Kroger 123 rewards
    Bill Pay: Chase Ink Plus, Citi Forward
    Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
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  7. #7
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    Chase Sapphire preferred becomes more attractive when you use Chase Freedom with 5% categories, earn points and transfer those to Sapphire Preferred to get addition 25% bonus to earn a net 6.25% from Freedom.

    There is always confusion whether the benefit is 20% or 25%. An airticket of $500 face value can be bought from Ultimate Rewards website for equivalent of $400 points. So a saving of $100 on $500 is 20%. My logic is different. If I am paying $400 to get a saving of $100, then for me, the saving is 25%. For me, the notional face value of the ticket does not matter. How much I spend and how much savings I get, matters for rate of return calculations
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  8. Green Member
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    Quote Originally Posted by FutureBillionaire View Post
    Both of these cards give me double miles on travel and dining. The Miles card also counts entertainment, so I get double miles at bowling alleys, amusement parks, and movie theaters. Are there any hidden categories with the CSP that I need to be aware of?
    I've never heard this about the Miles—is this something you noticed on accident or does Discover confirm it somewhere? It's a nice little perk.
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  9. #9
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    Quote Originally Posted by danda View Post
    I've never heard this about the Miles—is this something you noticed on accident or does Discover confirm it somewhere? It's a nice little perk.
    I discovered this on my own. (see what I did there?) I checked my statement after going to a bowling alley and it worked. I believe I have used it at laser tag places and other spots too. It's a nice perk indeed.
    Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
    Plane tickets: CSP
    Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
    Clothes: Express, Amex BCP, Discover IT
    Amazon: Citi Forward, Cash +
    Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
    Hotels and other travel: Discover Escape, CSP
    Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
    Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
    Balance transfers: Kroger 123 rewards
    Bill Pay: Chase Ink Plus, Citi Forward
    Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
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