CSP vs Discover Miles

All about maximizing your rewards!
Members share tips and tricks for getting the most cash back, miles, & points.
9 posts
FutureBillionaire
Centurion Member
Centurion Member
 
Posts: 1589
Joined: Sun Jun 19, 2011 2:37 pm
Location: Down South

CSP vs Discover Miles

Postby FutureBillionaire » Sun Feb 17, 2013 9:33 am

Both of these cards give me double miles on travel and dining. The Miles card also counts entertainment, so I get double miles at bowling alleys, amusement parks, and movie theaters. Are there any hidden categories with the CSP that I need to be aware of?
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape


cashback
Centurion Member
Centurion Member
 
Posts: 793
Joined: Mon Oct 22, 2012 7:11 pm
Location: NY

Postby cashback » Sun Feb 17, 2013 12:48 pm

I'm not familiar with the Miles card, but CSP gives a 20% bonus is points are redeemed toward travel. Chase UR points are very versatile and easily transferable.
Credit Cards
Amex BCE 25K ---- PenFed Platinum Rewards 15.5K --- US Bank Cash+ 12K --- Discover IT 6K --- Citi Dividend 5K --- Chase Freedom 12.5K --- Amex SPG 6K --- Citi Thank You Preferred 15K

Not Used
Citi Simplicity - 5K, Sam's Club Discover - 10K

Future Cards
Sallie Mae World Mastercard

FICOs
Exp 772 - TU 781 - Equ 781

User avatar
Calipso
Centurion Member
Centurion Member
 
Posts: 195
Joined: Mon Oct 29, 2012 2:50 pm
Location: Boston

Postby Calipso » Sun Feb 17, 2013 4:23 pm

I'm in the CSP camp.

Good card, great signup bonus and love how I can transfer my points from my Freedom card to this card.....then to Southwest. Yea, I fly Southwest. :rolleyes:
My Limits:
NFCU NavCheck: $15,000/NFCU Platinum: $11,500/NFCU nRewards: $8,000
Chase Freedom: $6,500/Chase Slate: $6,000/CSP: $5,000/Marriott Rewards Primier: $5,000/United MileagePlus Explorer: $5,000/Southwest Primier: $3,000
Citi Hilton HHonors: $9,700/Citi Simplicity: $8,200/Citi Forward: $5,500
AMEX Blue Cash Everyday: $8,000/SPG AMEX: $5,000/AMEX Everyday: $5,000/AMEX Delta Skymiles Platinum: $3,400
Discover IT: $7,700
Barclay's NFL Extra Points (Carolina Panthers): $5,000
DCU Platinum: $3,000
RTN FCU CC: $2,000
CCCU Platinum Rewards Visa: $2,000

Current total limit: $129,500


DavidNY
Centurion Member
Centurion Member
 
Posts: 1332
Joined: Tue Jul 05, 2011 12:28 pm
Location: New York

Postby DavidNY » Sun Feb 17, 2013 8:35 pm

I would go with CSP as well.

FutureBillionaire
Centurion Member
Centurion Member
 
Posts: 1589
Joined: Sun Jun 19, 2011 2:37 pm
Location: Down South

Postby FutureBillionaire » Mon Feb 18, 2013 11:45 am

Calipso wrote:I'm in the CSP camp.

Good card, great signup bonus and love how I can transfer my points from my Freedom card to this card.....then to Southwest. Yea, I fly Southwest. :rolleyes:


I love Southwest. That's the only airline I fly, if I can help it.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

FutureBillionaire
Centurion Member
Centurion Member
 
Posts: 1589
Joined: Sun Jun 19, 2011 2:37 pm
Location: Down South

Postby FutureBillionaire » Mon Feb 18, 2013 11:48 am

I don't think I answered the question clearly. I was just wondering if there was a hidden category like the Miles has. The Miles card includes entertainment in addition to travel and dining. I'm going to be using the CSP all the time so I can get the sign up bonus.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

nishant
Centurion Member
Centurion Member
 
Posts: 120
Joined: Wed Dec 19, 2012 10:07 am
Location: Chicago

Postby nishant » Tue Feb 19, 2013 9:01 pm

Chase Sapphire preferred becomes more attractive when you use Chase Freedom with 5% categories, earn points and transfer those to Sapphire Preferred to get addition 25% bonus to earn a net 6.25% from Freedom.

There is always confusion whether the benefit is 20% or 25%. An airticket of $500 face value can be bought from Ultimate Rewards website for equivalent of $400 points. So a saving of $100 on $500 is 20%. My logic is different. If I am paying $400 to get a saving of $100, then for me, the saving is 25%. For me, the notional face value of the ticket does not matter. How much I spend and how much savings I get, matters for rate of return calculations


danda
Green Member
Green Member
 
Posts: 7
Joined: Wed Jan 30, 2013 12:41 am
Location: IL

Postby danda » Wed Feb 20, 2013 1:49 am

FutureBillionaire wrote:Both of these cards give me double miles on travel and dining. The Miles card also counts entertainment, so I get double miles at bowling alleys, amusement parks, and movie theaters. Are there any hidden categories with the CSP that I need to be aware of?


I've never heard this about the Miles—is this something you noticed on accident or does Discover confirm it somewhere? It's a nice little perk.

FutureBillionaire
Centurion Member
Centurion Member
 
Posts: 1589
Joined: Sun Jun 19, 2011 2:37 pm
Location: Down South

Postby FutureBillionaire » Wed Feb 20, 2013 9:18 am

danda wrote:I've never heard this about the Miles—is this something you noticed on accident or does Discover confirm it somewhere? It's a nice little perk.


I discovered this on my own. (see what I did there?) I checked my statement after going to a bowling alley and it worked. I believe I have used it at laser tag places and other spots too. It's a nice perk indeed.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape



Return to “Rewards”

Who is online

Users browsing this forum: Google Feedfetcher and 3 guests
†Advertiser Disclosure
The credit card offers that appear on this site are from credit card issuers from which CreditCardForum.com receives compensation. This compensation may impact how and where products appear on this site, including the order in which they may appear within listing categories. CreditCardForum.com does not include all credit card offers that might be available to consumers in the marketplace.