Credit Card Forum
  1. #1
    Green Member
    Join Date
    Dec 2011
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    new york, new york
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    Default How do airline miles credit cards work?

    I have never had any airline rewards card and am very unaware how it works.

    All I know is that the Starwood Preferred Guest card considered to be the best. It's a newbie question as next few years I will be travelling a lot and want to apply for and use a credit card where I can use points towards airfare (I don't care about the hotel).

    I am looking a for a new card to apply for airline benefits. Amex MRP program will give me points which are standard. Let's say I apply for Premier Gold Card won't the points which I will get from that card be good for airlines?

    Do I need a specific Airline card to enjoy the benefits of accumulating points to get a free ticket in future?

    If points are points then how does it matter if I get PG or Amex Platinum or Delta skymiles from Amex.

    I don't really understand how the airline miles system works. I googling while im writing this
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  2. #2
    Centurion Member
    Join Date
    Jun 2011
    Location
    New York state
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    1,381

    Default

    well do you know what airline you will be flying on? airline cards are only redeemable for travel, in other words you can't redeem for gift cards.

    no. you can get a travel card like the capital1 venture card, chase sapphire or citibank thankyou cards , yes you can redeem for free airline tickets. the American express platinum is 450.00. I agree with you the airline miles system can be confusing.

    absolutely the points on the gold can be used for airlines, with the gold you can redeem for gift cards if you wanted to.

    it all depends on you when you will be traveling on business will you need any dining reservations through the concierge service, because with the starwood preferred guest card doesn't come with this perk.
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  3. #3
    Green Member
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    Default

    I will be traveling more frequently but let's just say worst case once a year i travel from NY to India to see my family. If all year i can accumulate enough points to buy me a ticket to India then that's a great deal for me.

    Although I would be doing more touristy stuff now but I can't decide on airline card. As of now just like most people I look for cheapest ticket while traveling so do Airline cards only work on certain flights or all flights?
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  4. Green Member
    Join Date
    Nov 2012
    Location
    Los Angeles
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    Default

    It really depends on which card you get. Any of the Amex cards with Membership Rewards and the Chase Sapphire Preferred let you transfer your points to miles on any airline, and so you can have a "miles" card while getting a little more flexibility with who you fly by using those. Right now, my Amex Premier Rewards Gold card is sort of a miles card for me--I collect points in it, then transfer them to the airline I want to use the miles on. As far as total value, you would probably get an even better deal if you took advantage of a few cash back cards, like the Blue Cash and the Freedom cars, and then used that savings to buy the plane ticket.
    American Express Premier Rewards Gold
    American Express Business Gold Employee Card (Authorized User)
    American Express Gold Delta Skymiles
    Discover More
    Chase Amazon Visa
    Citi Simplicity
    Capital One Journey
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  5. #5
    Centurion Member Calipso's Avatar
    Join Date
    Oct 2012
    Location
    Boston
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    Default

    Having the Chase Freedom and Chase Sapphire is where it's at.

    Earn quarterly points with the freedom, transfer them to the Sapphire card.....then transfer them to various airline points.

    All the points I get on my freedom go to my CSP.....then to Southwest Airlines.
    My Limits:
    NFCU NavCheck: $15,000/NFCU Platinum: $11,500/NFCU nRewards: $8,000
    Chase Freedom: $6,500/Chase Slate: $6,000/CSP: $5,000/Marriott Rewards Primier: $5,000/United MileagePlus Explorer: $5,000/Southwest Primier: $3,000
    Citi Hilton HHonors: $9,700/Citi Simplicity: $8,200/Citi Forward: $5,500
    AMEX Blue Cash Everyday: $8,000/SPG AMEX: $5,000/AMEX Everyday: $5,000/AMEX Delta Skymiles Platinum: $3,400
    Discover IT: $7,700
    Barclay's NFL Extra Points (Carolina Panthers): $5,000
    DCU Platinum: $3,000
    RTN FCU CC: $2,000
    CCCU Platinum Rewards Visa: $2,000

    Current total limit: $129,500
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