How do airline miles credit cards work?

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prady
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How do airline miles credit cards work?

Postby prady » Wed Feb 13, 2013 11:08 am

I have never had any airline rewards card and am very unaware how it works.

All I know is that the Starwood Preferred Guest card considered to be the best. It's a newbie question as next few years I will be travelling a lot and want to apply for and use a credit card where I can use points towards airfare (I don't care about the hotel).

I am looking a for a new card to apply for airline benefits. Amex MRP program will give me points which are standard. Let's say I apply for Premier Gold Card won't the points which I will get from that card be good for airlines?

Do I need a specific Airline card to enjoy the benefits of accumulating points to get a free ticket in future?

If points are points then how does it matter if I get PG or Amex Platinum or Delta skymiles from Amex.

I don't really understand how the airline miles system works. I googling while im writing this


Money card
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Postby Money card » Wed Feb 13, 2013 10:29 pm

well do you know what airline you will be flying on? airline cards are only redeemable for travel, in other words you can't redeem for gift cards.

no. you can get a travel card like the capital1 venture card, chase sapphire or citibank thankyou cards , yes you can redeem for free airline tickets. the American express platinum is 450.00. I agree with you the airline miles system can be confusing.

absolutely the points on the gold can be used for airlines, with the gold you can redeem for gift cards if you wanted to.

it all depends on you when you will be traveling on business will you need any dining reservations through the concierge service, because with the starwood preferred guest card doesn't come with this perk.

prady
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Postby prady » Thu Feb 14, 2013 9:45 am

I will be traveling more frequently but let's just say worst case once a year i travel from NY to India to see my family. If all year i can accumulate enough points to buy me a ticket to India then that's a great deal for me.

Although I would be doing more touristy stuff now but I can't decide on airline card. As of now just like most people I look for cheapest ticket while traveling so do Airline cards only work on certain flights or all flights?


smills228
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Postby smills228 » Thu Feb 14, 2013 1:24 pm

It really depends on which card you get. Any of the Amex cards with Membership Rewards and the Chase Sapphire Preferred let you transfer your points to miles on any airline, and so you can have a "miles" card while getting a little more flexibility with who you fly by using those. Right now, my Amex Premier Rewards Gold card is sort of a miles card for me--I collect points in it, then transfer them to the airline I want to use the miles on. As far as total value, you would probably get an even better deal if you took advantage of a few cash back cards, like the Blue Cash and the Freedom cars, and then used that savings to buy the plane ticket.
American Express Premier Rewards Gold
American Express Business Gold Employee Card (Authorized User)
American Express Gold Delta Skymiles
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Chase Amazon Visa
Citi Simplicity
Capital One Journey

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Calipso
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Postby Calipso » Thu Feb 14, 2013 4:43 pm

Having the Chase Freedom and Chase Sapphire is where it's at.

Earn quarterly points with the freedom, transfer them to the Sapphire card.....then transfer them to various airline points.

All the points I get on my freedom go to my CSP.....then to Southwest Airlines.
My Limits:
NFCU NavCheck: $15,000/NFCU Platinum: $11,500/NFCU nRewards: $8,000
Chase Freedom: $6,500/Chase Slate: $6,000/CSP: $5,000/Marriott Rewards Primier: $5,000/United MileagePlus Explorer: $5,000/Southwest Primier: $3,000
Citi Hilton HHonors: $9,700/Citi Simplicity: $8,200/Citi Forward: $5,500
AMEX Blue Cash Everyday: $8,000/SPG AMEX: $5,000/AMEX Everyday: $5,000/AMEX Delta Skymiles Platinum: $3,400
Discover IT: $7,700
Barclay's NFL Extra Points (Carolina Panthers): $5,000
DCU Platinum: $3,000
RTN FCU CC: $2,000
CCCU Platinum Rewards Visa: $2,000

Current total limit: $129,500



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