new changes to original blue program

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craigm1
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new changes to original blue program

Postby craigm1 » Sun Feb 10, 2013 7:39 pm

Any thoughts looks like no gift cards

craigm
2-10-2013 8;33;09 PM.jpg
2-10-2013 8;33;09 PM.jpg
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Current Cards: American Express:Grandfathered Blue Cash CL 34k member since 89
Chase Freedom CL 7.5k member since 04
Chase Marriot Rewards Premier CL 20k member since 13
Chase Sapphire Preferred CL 25K member since 13
Bank Americard Cash Rewards Signature Visa CL 14k member since 11
Discover Cashback Bonus $10.5k member since 11
US Bank Cash + Signature Visa 19k member since 12
Citibank Thank You Preffered World Mastercard $16.5k member since 14


Gamma
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Postby Gamma » Sun Feb 10, 2013 8:00 pm

I'm confused. Why do you think they won't count gift cards for the 5%? Because it counts cash equivalent and prepaid cards as ineligible purchases?

craigm1
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Location: toms river nj

Postby craigm1 » Sun Feb 10, 2013 8:13 pm

gamma,
exactly but the question is how will they be able to monitor it, I have been buying gift cards for my kids to give as gifts for birthday parties from our local rite aid, If you buy a few small items so they amount isn't a round number say $25,$50,$75 or $100 how would they ever know
Current Cards: American Express:Grandfathered Blue Cash CL 34k member since 89
Chase Freedom CL 7.5k member since 04
Chase Marriot Rewards Premier CL 20k member since 13
Chase Sapphire Preferred CL 25K member since 13
Bank Americard Cash Rewards Signature Visa CL 14k member since 11
Discover Cashback Bonus $10.5k member since 11
US Bank Cash + Signature Visa 19k member since 12
Citibank Thank You Preffered World Mastercard $16.5k member since 14


cashback
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Postby cashback » Sun Feb 10, 2013 9:48 pm

They have always counted cash equivalents and prepaid cards as not eligible for 5% cash back. But they have no way to monitor that. They cant see what you purchase...
Credit Cards
Amex BCE 25K ---- PenFed Platinum Rewards 15.5K --- US Bank Cash+ 12K --- Discover IT 6K --- Citi Dividend 5K --- Chase Freedom 12.5K --- Amex SPG 6K --- Citi Thank You Preferred 15K

Not Used
Citi Simplicity - 5K, Sam's Club Discover - 10K

Future Cards
Sallie Mae World Mastercard

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Gamma
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Postby Gamma » Sun Feb 10, 2013 10:18 pm

Just like Cashback said, they have always put that in all reward credit cards. I'm actually surprised that wording isn't in your original reward program.
If you're worried they will monitor your purchases that seem like gift card transactions, just throw a pack of gum in your purchase to throw them off. I still buy 200 gas gift cards from Safeway with my bcp and they haven't done anything to my account.

craigm1
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Location: toms river nj

Postby craigm1 » Mon Feb 11, 2013 6:53 am

I have had the card for several years, don't remember seeing that in there, just makes me a little nervous, wondering why new terms are coming out, My Us bank cash + just changed there terms, now there are caps on the blue everyday and preferred, just curious why there putting this out now

craigm
Current Cards: American Express:Grandfathered Blue Cash CL 34k member since 89
Chase Freedom CL 7.5k member since 04
Chase Marriot Rewards Premier CL 20k member since 13
Chase Sapphire Preferred CL 25K member since 13
Bank Americard Cash Rewards Signature Visa CL 14k member since 11
Discover Cashback Bonus $10.5k member since 11
US Bank Cash + Signature Visa 19k member since 12
Citibank Thank You Preffered World Mastercard $16.5k member since 14

RewardHop
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Postby RewardHop » Mon Feb 11, 2013 11:06 am

craigm1 wrote:I have had the card for several years, don't remember seeing that in there, just makes me a little nervous, wondering why new terms are coming out, My Us bank cash + just changed there terms, now there are caps on the blue everyday and preferred, just curious why there putting this out now

craigm


Is there a link to the updated Cash+ terms?
[size=60]
Amex BCE: 3% grocery, 2% gas
Bank of America Better Balance Rewards MC: $25/quarter bonus
Barclaycard Rewards Visa Signature: 2% gas, groceries, utilities
Capital One Quicksilver Visa Signature: 1.5% everything
Chase Freedom Visa Signature: 5% rotating
Citi Forward Visa: 5% restaurants/fastfood, movie theaters, amazon.com
Discover It: 5% rotating
SallieMae MC: 5% Groceries, Gas, Amazon
US Bank Cash+ Visa Signature: 5% electronic stores, restaurants
Sock Drawered: Chase Sapphire, Chase Amazon[/size]


craigm1
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Posts: 285
Joined: Wed Dec 01, 2010 8:44 pm
Location: toms river nj

Postby craigm1 » Mon Feb 11, 2013 11:44 am

It's not posted anywhere, call them and they will give you the new terms.

craigm
Current Cards: American Express:Grandfathered Blue Cash CL 34k member since 89
Chase Freedom CL 7.5k member since 04
Chase Marriot Rewards Premier CL 20k member since 13
Chase Sapphire Preferred CL 25K member since 13
Bank Americard Cash Rewards Signature Visa CL 14k member since 11
Discover Cashback Bonus $10.5k member since 11
US Bank Cash + Signature Visa 19k member since 12
Citibank Thank You Preffered World Mastercard $16.5k member since 14

FutureBillionaire
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Postby FutureBillionaire » Mon Feb 11, 2013 12:01 pm

craigm1 wrote:It's not posted anywhere, call them and they will give you the new terms.

craigm


Some reps will. Other say that you have to wait.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

Sevenfeet
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Postby Sevenfeet » Mon Feb 11, 2013 12:02 pm

I would not assume that just because you charged a gift card to a BCE card,you would receive the cash back reward. It's pretty easy from an IT perspective to figure out what the purchase line item is when it posts to Amex. Honestly I'm surprised this hasn't been done for a long time now.
Cards:
American Express Platinum (NPSL)
Penfed Platinum Reward Visa ($28K)
Chase Freedom Visa ($25K)
Fidelity American Express ($20K)
American Express Blue Cash Preferred ($20K)
Bank of America Cash Rewards MasterCard ($20K)
Citi Thank You Preferred Visa ($9.5K)
Chase Sapphire Preferred ($7.5K)
US Bank Cash + Visa Signature ($7K)
Discover IT ($4K)



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