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  1. #1
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    Default new changes to original blue program

    Any thoughts looks like no gift cards

    craigm
    new changes to original blue program-2-10-2013-8-33-09-pm.jpgnew changes to original blue program-2-10-2013-8-33-29-pm.jpg
    Current Cards: American Express:Grandfathered Blue Cash CL 34k member since 89
    Chase Freedom CL 7.5k member since 04
    Chase Marriot Rewards Premier CL 20k member since 13
    Chase Sapphire Preferred CL 25K member since 13
    Bank Americard Cash Rewards Signature Visa CL 14k member since 11
    Discover Cashback Bonus $10.5k member since 11
    US Bank Cash + Signature Visa 15k member since 12
    Citibank Thank You Preffered World Mastercard $16.5k member since 14
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  2. #2
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    I'm confused. Why do you think they won't count gift cards for the 5%? Because it counts cash equivalent and prepaid cards as ineligible purchases?
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  3. #3
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    gamma,
    exactly but the question is how will they be able to monitor it, I have been buying gift cards for my kids to give as gifts for birthday parties from our local rite aid, If you buy a few small items so they amount isn't a round number say $25,$50,$75 or $100 how would they ever know
    Current Cards: American Express:Grandfathered Blue Cash CL 34k member since 89
    Chase Freedom CL 7.5k member since 04
    Chase Marriot Rewards Premier CL 20k member since 13
    Chase Sapphire Preferred CL 25K member since 13
    Bank Americard Cash Rewards Signature Visa CL 14k member since 11
    Discover Cashback Bonus $10.5k member since 11
    US Bank Cash + Signature Visa 15k member since 12
    Citibank Thank You Preffered World Mastercard $16.5k member since 14
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  4. Centurion Member
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    Default

    They have always counted cash equivalents and prepaid cards as not eligible for 5% cash back. But they have no way to monitor that. They cant see what you purchase...
    Credit Cards
    Amex BCE 25K ---- PenFed Platinum Rewards 15.5K --- US Bank Cash+ 12K --- Discover IT 6K --- Citi Dividend 5K --- Chase Freedom 12.5K --- Amex SPG 6K --- Citi Thank You Preferred 15K

    Not Used
    Citi Simplicity - 5K, Sam's Club Discover - 10K

    Future Cards
    Sallie Mae World Mastercard

    FICOs
    Exp 772 - TU 781 - Equ 781
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  5. #5
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    Just like Cashback said, they have always put that in all reward credit cards. I'm actually surprised that wording isn't in your original reward program.
    If you're worried they will monitor your purchases that seem like gift card transactions, just throw a pack of gum in your purchase to throw them off. I still buy 200 gas gift cards from Safeway with my bcp and they haven't done anything to my account.
    Last edited by Gamma; Feb 10, 13 at 8:21 pm. Reason: Added new paragraph
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  6. #6
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    I have had the card for several years, don't remember seeing that in there, just makes me a little nervous, wondering why new terms are coming out, My Us bank cash + just changed there terms, now there are caps on the blue everyday and preferred, just curious why there putting this out now

    craigm
    Current Cards: American Express:Grandfathered Blue Cash CL 34k member since 89
    Chase Freedom CL 7.5k member since 04
    Chase Marriot Rewards Premier CL 20k member since 13
    Chase Sapphire Preferred CL 25K member since 13
    Bank Americard Cash Rewards Signature Visa CL 14k member since 11
    Discover Cashback Bonus $10.5k member since 11
    US Bank Cash + Signature Visa 15k member since 12
    Citibank Thank You Preffered World Mastercard $16.5k member since 14
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  7. #7
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    Quote Originally Posted by craigm1 View Post
    I have had the card for several years, don't remember seeing that in there, just makes me a little nervous, wondering why new terms are coming out, My Us bank cash + just changed there terms, now there are caps on the blue everyday and preferred, just curious why there putting this out now

    craigm
    Is there a link to the updated Cash+ terms?

    Amex BCE: 3% grocery, 2% gas
    Bank of America Better Balance Rewards MC: $25/quarter bonus
    Barclaycard Rewards Visa Signature: 2% gas, groceries, utilities
    Capital One Quicksilver Visa Signature: 1.5% everything
    Chase Freedom Visa Signature: 5% rotating
    Citi Forward Visa: 5% restaurants/fastfood, movie theaters, amazon.com
    US Bank Cash+ Visa Signature: 5% electronic stores, restaurants
    Chase Amazon Visa: 3% amazon.com (unused)
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  8. Centurion Member
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    It's not posted anywhere, call them and they will give you the new terms.

    craigm
    Current Cards: American Express:Grandfathered Blue Cash CL 34k member since 89
    Chase Freedom CL 7.5k member since 04
    Chase Marriot Rewards Premier CL 20k member since 13
    Chase Sapphire Preferred CL 25K member since 13
    Bank Americard Cash Rewards Signature Visa CL 14k member since 11
    Discover Cashback Bonus $10.5k member since 11
    US Bank Cash + Signature Visa 15k member since 12
    Citibank Thank You Preffered World Mastercard $16.5k member since 14
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  9. #9
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    Quote Originally Posted by craigm1 View Post
    It's not posted anywhere, call them and they will give you the new terms.

    craigm
    Some reps will. Other say that you have to wait.
    Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
    Plane tickets: CSP
    Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
    Clothes: Express, Amex BCP, Discover IT
    Amazon: Citi Forward, Cash +
    Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
    Hotels and other travel: Discover Escape, CSP
    Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
    Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
    Balance transfers: Kroger 123 rewards
    Bill Pay: Chase Ink Plus, Citi Forward
    Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
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  10. #10
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    I would not assume that just because you charged a gift card to a BCE card,you would receive the cash back reward. It's pretty easy from an IT perspective to figure out what the purchase line item is when it posts to Amex. Honestly I'm surprised this hasn't been done for a long time now.
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