EDIT: Just minutes after I posted this, the offer link didn't work anymore. Sorry!\
http://www.fatwallet.com/forums/fina...42186/?start=0
EDIT: Just minutes after I posted this, the offer link didn't work anymore. Sorry!\
http://www.fatwallet.com/forums/fina...42186/?start=0
Credit Cards
Amex BCE 25K ---- PenFed Platinum Rewards 15.5K --- US Bank Cash+ 8K --- Discover IT 6K --- Citi Dividend 5K --- Chase Freedom 6K --- Amex SPG 2K --- Citi Thank You Preferred 10.5K
Not Used
Citi Simplicity - 5K, Sam's Club Discover - 5K
Future Cards
Citi Forward, Chase Ink Classic, Sallie Mae World Mastercard
FICOs
Exp 772 - TU 781 - Equ 781
I would have apped for it if that was the case. Credit karma says I have a good chance of being approved for that card.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA cash rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: US Bank Cash +, Citi Forward,
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
I apped for it but got the "further review" line as I expected. We will see if I get it or not...
Credit Cards
Amex BCE 25K ---- PenFed Platinum Rewards 15.5K --- US Bank Cash+ 8K --- Discover IT 6K --- Citi Dividend 5K --- Chase Freedom 6K --- Amex SPG 2K --- Citi Thank You Preferred 10.5K
Not Used
Citi Simplicity - 5K, Sam's Club Discover - 5K
Future Cards
Citi Forward, Chase Ink Classic, Sallie Mae World Mastercard
FICOs
Exp 772 - TU 781 - Equ 781
Why do you want the TYP and SPG? I'm asking just out of curiosuity since we think alike about rewards.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA cash rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: US Bank Cash +, Citi Forward,
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
I only want TYP if I get this promo... without it it's pretty worthless to me.
With the gift card, VR, and MP strategy, I only have about 5 more months left before I am capped out on rewards. That's where the SPG will come in, which in my opinion is better than the 2% cards. Any spending that I can't get 5% on will go on it.
Not a determining factor, but the backdating will be great with SPG too(if that applies to SPG). My AAoA needs some help!
Credit Cards
Amex BCE 25K ---- PenFed Platinum Rewards 15.5K --- US Bank Cash+ 8K --- Discover IT 6K --- Citi Dividend 5K --- Chase Freedom 6K --- Amex SPG 2K --- Citi Thank You Preferred 10.5K
Not Used
Citi Simplicity - 5K, Sam's Club Discover - 5K
Future Cards
Citi Forward, Chase Ink Classic, Sallie Mae World Mastercard
FICOs
Exp 772 - TU 781 - Equ 781
do both cards offer this? or just the perfered which has no annual fee , I would assume it's the premiere the card with the 125.00 annual fee? But i'm just curious of which card you mean?
Credit Cards
Amex BCE 25K ---- PenFed Platinum Rewards 15.5K --- US Bank Cash+ 8K --- Discover IT 6K --- Citi Dividend 5K --- Chase Freedom 6K --- Amex SPG 2K --- Citi Thank You Preferred 10.5K
Not Used
Citi Simplicity - 5K, Sam's Club Discover - 5K
Future Cards
Citi Forward, Chase Ink Classic, Sallie Mae World Mastercard
FICOs
Exp 772 - TU 781 - Equ 781
No I havent yet. I will be going out next week to try and find them. Even with just buying gift cards I will be capped out in about 6 or 7 months. Theoretically my BCP isn't capped, but I havent called to confirm it. But that doesnt even matter because all of my local grocery stores have stopped selling $500 gift cards.
Credit Cards
Amex BCE 25K ---- PenFed Platinum Rewards 15.5K --- US Bank Cash+ 8K --- Discover IT 6K --- Citi Dividend 5K --- Chase Freedom 6K --- Amex SPG 2K --- Citi Thank You Preferred 10.5K
Not Used
Citi Simplicity - 5K, Sam's Club Discover - 5K
Future Cards
Citi Forward, Chase Ink Classic, Sallie Mae World Mastercard
FICOs
Exp 772 - TU 781 - Equ 781
I wonder why they started selling 200 capped major gift cards at $6.95 I seen alot of 500 Visa gift cards here, but I want the MC gift card to pay bills online.