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  1. #1
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    Default Favorite for hotels

    I've been looking into some hotel cards. What's everyones opinion on them? Which one gives the most bang for the buck. From researching online, it seems like the SPG, HHonors, and Chase Ultimate Rewards give the best value.
    Credit Cards
    Amex BCE 25K ---- PenFed Platinum Rewards 15.5K --- US Bank Cash+ 12K --- Discover IT 6K --- Citi Dividend 5K --- Chase Freedom 12.5K --- Amex SPG 6K --- Citi Thank You Preferred 15K

    Not Used
    Citi Simplicity - 5K, Sam's Club Discover - 10K

    Future Cards
    Sallie Mae World Mastercard

    FICOs
    Exp 772 - TU 781 - Equ 781
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  2. #2
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    Chase Sapphire Preferred is my card of choice primarily because of its hotel uses (and one you will have no problem getting given your scores and credit limits). Also, you get 2x points for travel purchases and restaurants, so points can accumulate faster.

    CSP gives you 40,000 points right off the bat, which are transferable 1:1 for Hyatt and Marriott. Personally, I prefer Hyatt as it takes fewer points for stays than Marriott (or Hilton, I believe). For example, it only costs 15,000 points for a night in a category 4 hotel, which includes the Hyatt 48 Lex, a great new hotel in Midtown Manhattan that ordinarily costs around $375-$400 per night. Compare that with the Marriott, where to get into Manhattan you are looking at a Category 6 hotel, and it is only a Courtyard by Marriott or a Fairfield Inn. That is 30,000 points per night - 2x as much. And I have been to both, and the Hyatt is substantially nicer.

    Or sign up for the Chase Hyatt card and get 2 nights anywhere for free (including hotels that would be $700+ per night) and then one night for free per year for a category 1-4 hotel.

    Just my $.02
    My Wallet:

    AMEX Platinum - NPSL (obtained in 2012; Backdated to 1989)
    AMEX Gold Business - NPSL (obtained 2006; Backdated to 1989)
    Chase Sapphire Preferred - $30,000.00 (Obtained 2012)
    Discover - $3,900.00 (Obtained 1994)
    Bank of America - $5,000.00 (Obtained 2011)
    Capital One - $7,500.00 (Obtained 2011)
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  3. #3
    Centurion Member djrez4's Avatar
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    As someone who has the CSP, 3 different HHonors cards, and an SPG, I suggest deciding which hotel chain you'd like to rack up points at and go with that co-branded card.

    SPG has good redemptions (12k points for top hotels), but they're much harder to earn. You get one point per dollar on everything except Starwood.

    Hilton has expensive redemptions, but offers special redemptions via AXON and GLON awards that make it a better value. You earn points much faster (6x, 9x, 12x). The Citi Reserve offers HHonors Gold for as long as you hold the card. The Amex Surpass offers Gold for one year.

    Hyatt sounds nice, but I have no experience with them.

    Priority Club has the lowest perks of the bunch, but the Chase card offers 80k points and permanent Platinum status, for whatever that's worth.

    I'm not very familiar with Marriott, but my wife's aunt and uncle both have the Chase card for work and seem to like it.

    Choice Hotels has a card too!
    - Sapphire Preferred - Freedom - Ink - Platinum - Everyday Preferred -
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  4. Centurion Member
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    I was looking on HHonors and most hotels for a 6 night stay were ~40K points. Is this right? Or will it change once I get the card and actually go to book it? lol This was for a hotel in Walt Disney World. 40K points seems a little too good to be true. 40,000/6 = 6666/night, 6666/3pnts per $ = $2222. So I would have to spend $2222 to get a free nights stay (~$150 value).

    EDIT: Nevermind, I was WAYYY off. The 40K is per night. Ouch.
    Credit Cards
    Amex BCE 25K ---- PenFed Platinum Rewards 15.5K --- US Bank Cash+ 12K --- Discover IT 6K --- Citi Dividend 5K --- Chase Freedom 12.5K --- Amex SPG 6K --- Citi Thank You Preferred 15K

    Not Used
    Citi Simplicity - 5K, Sam's Club Discover - 10K

    Future Cards
    Sallie Mae World Mastercard

    FICOs
    Exp 772 - TU 781 - Equ 781
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  5. #5
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    I use hotels less than average in a year. Also I donot like to be tied to a single hotel chain. For example in Vegas, we have wide choice of hotels.

    From US bank cash +, three most useful 5% cashback categories (Bill pay, Airline and home improvement stores) going away from 15 Feb 2013. Hotels appears to be a better of the remaining 5% categories. With one time cash bonus, it is still a good option.

    No annual fee and quick 5% cash back or 6.25 % if you count bonus with option to spend a few hundereds dollars without waiting for additional spending to get your reward is good enough for me.
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  6. #6
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    my opinion of them there good for people who travel on business, they fly the same airlines stay at the same hotel example Marriott
    Hilton or any starwood property. My friend has a starwood perfered guest he loves the card, My parents have the chase Marriott, they love there card too.
    when redeming with these cards you have to rember 1 thing they have black out dates. With certain hotel cards you get special acess to certain areas of that hotel. Like I said if you travel on company business there great but if you don't travel there not worth it.
    I don't travel and I don't have any of those cards.
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  7. #7
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    You know, I think nishant is on point regarding the cash plus. It probably just makes sense to change to a hotel category. I'm not married to a particular chain because I don't travel for work.

    If I could get points for bills like one poster in another thread said, I would get the Citi Hilton because I love the Embassy Suites.
    Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
    Plane tickets: CSP
    Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
    Clothes: Express, Amex BCP, Discover IT
    Amazon: Citi Forward, Cash +
    Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
    Hotels and other travel: Discover Escape, CSP
    Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
    Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
    Balance transfers: Kroger 123 rewards
    Bill Pay: Chase Ink Plus, Citi Forward
    Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
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  8. Centurion Member
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    Quote Originally Posted by FutureBillionaire View Post
    You know, I think nishant is on point regarding the cash plus. It probably just makes sense to change to a hotel category. I'm not married to a particular chain because I don't travel for work.

    If I could get points for bills like one poster in another thread said, I would get the Citi Hilton because I love the Embassy Suites.
    The Cash+ wouldn't help me out. I was looking for a card that will get me hotel rewards for normal spending, not rewards on hotel spending. I ended up getting approved for SPG.
    Credit Cards
    Amex BCE 25K ---- PenFed Platinum Rewards 15.5K --- US Bank Cash+ 12K --- Discover IT 6K --- Citi Dividend 5K --- Chase Freedom 12.5K --- Amex SPG 6K --- Citi Thank You Preferred 15K

    Not Used
    Citi Simplicity - 5K, Sam's Club Discover - 10K

    Future Cards
    Sallie Mae World Mastercard

    FICOs
    Exp 772 - TU 781 - Equ 781
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  9. #9
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    Quote Originally Posted by cashback View Post
    The Cash+ wouldn't help me out. I was looking for a card that will get me hotel rewards for normal spending, not rewards on hotel spending. I ended up getting approved for SPG.
    What type of limit?
    Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
    Plane tickets: CSP
    Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
    Clothes: Express, Amex BCP, Discover IT
    Amazon: Citi Forward, Cash +
    Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
    Hotels and other travel: Discover Escape, CSP
    Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
    Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
    Balance transfers: Kroger 123 rewards
    Bill Pay: Chase Ink Plus, Citi Forward
    Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
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  10. #10
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    Quote Originally Posted by FutureBillionaire View Post
    What type of limit?
    Dont know yet... just said Approved on the online app checker thing
    Credit Cards
    Amex BCE 25K ---- PenFed Platinum Rewards 15.5K --- US Bank Cash+ 12K --- Discover IT 6K --- Citi Dividend 5K --- Chase Freedom 12.5K --- Amex SPG 6K --- Citi Thank You Preferred 15K

    Not Used
    Citi Simplicity - 5K, Sam's Club Discover - 10K

    Future Cards
    Sallie Mae World Mastercard

    FICOs
    Exp 772 - TU 781 - Equ 781
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