I've been reading the forums, but this is my first post here. Recently I've got mail offers for Amex BCE and Chase Freedom. Any ideas on which one to choose?
Most of my spend goes to supermarkets, air tickets and online shopping (e.g. Amazon). The rotating 5% categories of Freedom doesn't include these, so BCE seems to be a better choice. But someone told me Freedom has better offers about air tickets and Amazon, how does that work?
Also, how serious do you think these pre-offers are? Do they mean my credit score has hit their requirement? I came to US last year and has only 8 mos credit history, so I'm afraid I'll be rejected.
Any suggestion will be appreciated. Thank you