2013 first quarter 5% cash back categories for Citi Dividend are unimpressive. Zappos.com
Fitness clubs & Drugstores are the three categories.
I pay about $40 for fitness club so 1% to 5% will save me a $1.60 per month times 3 month will save me less than $5 bucks this year. In addition, compared to favorable US bank $20 minimum amount, Citi has accumulate $50 to redeem the rewards.
Unimpressive and therefore the card will be filed away from my wallet for 2013