Walmart cash back on credit cards: best way to get it?

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DR_MCGILL
 
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Walmart cash back on credit cards: best way to get it?

Postby DR_MCGILL » Sun Dec 16, 2012 1:07 pm

Are there any credit cards that offer cash back shopping at Walmart?

Is Walmart a 5% back department store for US bank cash plus?

I guess you could shop online and use the Discover card, but that's only until the end of the year.

Any other methods?

Thanks all.


nishant
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Postby nishant » Fri Dec 21, 2012 12:39 pm

Only way you can get 5% at Walmart is using ShopDiscover online and pick up from stores.

trumpet-205
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Postby trumpet-205 » Fri Dec 21, 2012 2:11 pm

Walmart is NOT department store. Walmart is labeled as discount store or warehouse.
In My Wallet:
Citi Forward (12/2010) | Citi TY Preferred (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)


nishant
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Postby nishant » Fri Dec 21, 2012 3:17 pm

You are missing the point. All 5% to 20% discounts on ShopDiscover get you specified cashback irrespective of MCC- Merchant Category Code because you are entering the site from ShopDiscover.

nishant
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Postby nishant » Fri Dec 21, 2012 3:20 pm

Walmart in store purchses using Discover card will however give you 1% or 0.5% depending on your yearly spending threshold,

trumpet-205
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Postby trumpet-205 » Fri Dec 21, 2012 5:41 pm

nishant wrote:You are missing the point. All 5% to 20% discounts on ShopDiscover get you specified cashback irrespective of MCC- Merchant Category Code because you are entering the site from ShopDiscover.


I was answering the OP question. OP was asking whether US Bank department store counts Walmart spending.

Yes you can use ShopDiscover to buy stuff from Walmart.com (no 5% CB for Walmart gift card however).

Be advised that Walmart.com and Walmart store are spearate company. Not everything bought on Walmart.com can be returned in store.
In My Wallet:
Citi Forward (12/2010) | Citi TY Preferred (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)

hematino
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Postby hematino » Sat Dec 22, 2012 12:57 pm

2% for everything cards like the Fidelity Amex or Priceline Visa give 2% (duh) back at Walmart. There's also a credit card by Fifth Third Bank which I can't remember the name, but it specifically gives double points at discount stores like Walmart. Interesting, but not compared to the 2% everything cards. There is the JCB Marukai Premium card that gives 3% everywhere after a mere $3000 annual spending, but you cannot get the card unless you live in California or Hawaii. I don't think there is a card that consistently gives more than 3% in Walmart stores.
Now she's eyeless.
The snakes she held once
Eat up her hands.


asdf
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Postby asdf » Sun Dec 23, 2012 8:11 pm

nishant wrote:Walmart in store purchses using Discover card will however give you 1% or 0.5% depending on your yearly spending threshold,


Non-online Walmart purchases give 0.25% cash back from Discover at all times. Doesn't matter if you've reached the spending threshold to get 1% rewards or not.

If you look at the Cashback Bonus T&Cs on Discover.com, it says that "All purchases made at select warehouse clubs or discount stores, including grocery stores affiliated with these stores" get 0.25%. "Select warehouse clubs" = Sam's Club and "select discount stores" = Walmart.

Bksuper
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Postby Bksuper » Wed Dec 26, 2012 10:04 pm

If you don't have a Discover, you can also get 5% back online using UPromise to enter the site, but the best you can do in store or to stack with that online is a 2% on everything card.
Sole Ownership Cards:
1st Financial Bank Platinum Student Visa, $500 CL, Open Since 3/2012
Citi Forward Student Visa, $6k CL, Open Since 10/2012
Costco TrueEarnings Amex, $6k CL, Backdates to 1/2012
SallieMae Rewards Barclay Mastercard, $2.5k CL, Open Since 4/2013
Jointly Owned Cards (co-owner with mom, not AU, used and paid only by me):
Chase Amazon Rewards Visa Signature, $2k CL, Open Since 8/2012
US Bank Cash+ Visa Signature, $13.5k CL, Open Since 10/2012
Authorized User (Parents Pay/Use)
Costco TrueEarnings Amex $29.4k CL, AU since 11/2012

nishant
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Postby nishant » Wed Dec 26, 2012 10:38 pm

I would not recommend Upromise as it was barred by FTC for its deceptive practices on consumer information.



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