I've been hanging around the forums for a few months now. I can't tell you how many hours I've spent researching and learning on this forum. A lot of great info here!
I'm 23 with a limited credit history, 743 FICO. I have an AMEX Gold charge card that I've had for a couple of months now. I'm looking for a credit card that offers cash back as I will only be using it when my AMEX isn't accepted. What's the best card for me?
I'm thinking about trying for the Chase Sapphire preferred for the 40k point signup bonus ($400) - if I qualify - than downgrading it to a normal Chase Sapphire to avoid another annual fee. Any thoughts on this? I was also thinking about the Chase Freedom.
Thanks for your input