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About LinkBacksOk, so I got the Freedom and activated it 8/15/12. The 10+10 didn't kick in until my October statement. Between that date and 11/8/12 (statement that just posted), I have spent $5,462.14 with it. As of the 11/8/12 statement, I have 20,419 UR points available. 10k of the points were the sign up bonus points, but the other 10,419 I earned by spending.
So if you take my $5,462.14 of spending and the 10,419 points I earned, I've gotten an average of 1.9% back for just my normal spending habits. Side note - I spend a good amount on restaurants... $1,318.74 of the $5,462.14 was spent on restaurants. I buy lunch daily, usually for 2-3 of us, and they pay me back with cash.
Thread: My Results So Far With Freedom
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Centurion Member
- Join Date
- Aug 2012
- Location
- NJ
- Posts
- 416
My Results So Far With Freedom
Active Cards:
Chase Freedom 10+10 ($5k Limit - 8/2012)
Chase Sapphire Preferred ($5k Limit - 2/2013)
Discover IT ($5k Limit - 10/2012)
AMEX Zync (No Pre-set Limit - 1/2010)
AMEX Blue Cash Everyday ($5k Limit - 1/2013 - Backdate to 1/2010)
Sock Drawer:
PNC Points Visa ($500 Limit - 7/2009)
Capital One Platinum Mastercard ($750 Limit - 10/2009)
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Centurion Member
- Join Date
- Oct 2012
- Location
- NJ
- Posts
- 119
That is really good. I use my freedom for Groceries and Bills, plus the small stuff. A $1 coffee will earn me $0.12, or 12% cash back. It takes a lot of $1 coffees to make a difference though
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Centurion Member
- Join Date
- Aug 2012
- Location
- NJ
- Posts
- 416
How do you get 12% back on a coffee?
Originally Posted by Vermonster
That is really good. I use my freedom for Groceries and Bills, plus the small stuff. A $1 coffee will earn me $0.12, or 12% cash back. It takes a lot of $1 coffees to make a difference though
Active Cards:
Chase Freedom 10+10 ($5k Limit - 8/2012)
Chase Sapphire Preferred ($5k Limit - 2/2013)
Discover IT ($5k Limit - 10/2012)
AMEX Zync (No Pre-set Limit - 1/2010)
AMEX Blue Cash Everyday ($5k Limit - 1/2013 - Backdate to 1/2010)
Sock Drawer:
PNC Points Visa ($500 Limit - 7/2009)
Capital One Platinum Mastercard ($750 Limit - 10/2009)
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Centurion Member
- Join Date
- Oct 2012
- Location
- NJ
- Posts
- 119
Sorry I was a bit off it's actually 11%.
With the Chase checking bonuses you get 10 points for every purchase plus 10% of the purchase price in extra points.
So $1 gets you 1 point plus the 10 points (11 total) and the 10% of $1 counts as .1 points, for a total of 11.1%
If your $1 happens to be in a 5% category then it can get you 15.5%.
More info can be found here Chase Trifecta
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Centurion Member
- Join Date
- Aug 2012
- Location
- NJ
- Posts
- 416
Oh I didn't realize you had the 10+10.
Active Cards:
Chase Freedom 10+10 ($5k Limit - 8/2012)
Chase Sapphire Preferred ($5k Limit - 2/2013)
Discover IT ($5k Limit - 10/2012)
AMEX Zync (No Pre-set Limit - 1/2010)
AMEX Blue Cash Everyday ($5k Limit - 1/2013 - Backdate to 1/2010)
Sock Drawer:
PNC Points Visa ($500 Limit - 7/2009)
Capital One Platinum Mastercard ($750 Limit - 10/2009)
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