What stores do you buy gift cards for other stores?

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FutureBillionaire
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What stores do you buy gift cards for other stores?

Postby FutureBillionaire » Mon Oct 29, 2012 1:25 pm

Many people use their rewards cards to buy gift cards to other stores. I'm trying to compile a good list of places to do this beside grocery stores. I have read that drug stores sell cards to other places.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape


cashback
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Posts: 793
Joined: Mon Oct 22, 2012 7:11 pm
Location: NY

Postby cashback » Mon Oct 29, 2012 1:35 pm

FutureBillionaire wrote:Many people use their rewards cards to buy gift cards to other stores. I'm trying to compile a good list of places to do this beside grocery stores. I have read that drug stores sell cards to other places.


Drug stores do sell them but that wouldn't help anyone with the Cash+ card as it's only 2% cash back. I have seen a big rack of GC's at Lowe's (5% cash back with Cash+). I didnt' really check it out since I buy GC's from the grocery store right now. Since there will be a cap on BCP, I will have to go gift card hunting in the near future.
Credit Cards
Amex BCE 25K ---- PenFed Platinum Rewards 15.5K --- US Bank Cash+ 12K --- Discover IT 6K --- Citi Dividend 5K --- Chase Freedom 12.5K --- Amex SPG 6K --- Citi Thank You Preferred 15K

Not Used
Citi Simplicity - 5K, Sam's Club Discover - 10K

Future Cards
Sallie Mae World Mastercard

FICOs
Exp 772 - TU 781 - Equ 781

FutureBillionaire
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Posts: 1589
Joined: Sun Jun 19, 2011 2:37 pm
Location: Down South

Postby FutureBillionaire » Mon Oct 29, 2012 1:43 pm

Target has some gift cards to restaurants and to groupon that you can order online. That will work for folks that have Shopdiscover or something similar.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape


cashback
Centurion Member
Centurion Member
 
Posts: 793
Joined: Mon Oct 22, 2012 7:11 pm
Location: NY

Postby cashback » Tue Oct 30, 2012 8:49 am

I looked at Lowe's for gift cards yesterday. The store here has a wide variety of store GC's as well as Amazon GC's. They didn't have any Visa or MC ones though.
Credit Cards
Amex BCE 25K ---- PenFed Platinum Rewards 15.5K --- US Bank Cash+ 12K --- Discover IT 6K --- Citi Dividend 5K --- Chase Freedom 12.5K --- Amex SPG 6K --- Citi Thank You Preferred 15K

Not Used
Citi Simplicity - 5K, Sam's Club Discover - 10K

Future Cards
Sallie Mae World Mastercard

FICOs
Exp 772 - TU 781 - Equ 781

FutureBillionaire
Centurion Member
Centurion Member
 
Posts: 1589
Joined: Sun Jun 19, 2011 2:37 pm
Location: Down South

Postby FutureBillionaire » Tue Oct 30, 2012 10:18 am

Ok, I'm going to take a look at them. Honestly, Amazon gift cards are worth their weight in gold since I shop on there alot. If I can get cards to Target, Best Buy, and restaurants there, I will be happy.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

shoptalk01
Platinum Member
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Posts: 88
Joined: Thu Aug 02, 2012 1:18 am
Location: Nebraska

Postby shoptalk01 » Tue Oct 30, 2012 10:42 am

Buying gift cards doesn't work and only got me yelled at. Since my debit card only allows me to spend $200 per day, I thought if I bought a $100 WalMart gift card every day for a week I could use them to buy what I wanted at Sam's Club. While the cards worked like they said they would, it ended up costing me about $20 more than if I would have paid in cash. Bad Idea!

FutureBillionaire
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Posts: 1589
Joined: Sun Jun 19, 2011 2:37 pm
Location: Down South

Postby FutureBillionaire » Tue Oct 30, 2012 10:52 am

shoptalk01 wrote:Buying gift cards doesn't work and only got me yelled at. Since my debit card only allows me to spend $200 per day, I thought if I bought a $100 WalMart gift card every day for a week I could use them to buy what I wanted at Sam's Club. While the cards worked like they said they would, it ended up costing me about $20 more than if I would have paid in cash. Bad Idea!


Why did it cost you more? I'm not understanding.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape


shoptalk01
Platinum Member
Platinum Member
 
Posts: 88
Joined: Thu Aug 02, 2012 1:18 am
Location: Nebraska

Postby shoptalk01 » Tue Oct 30, 2012 3:44 pm

FutureBillionaire wrote:Why did it cost you more? I'm not understanding.


It seems getting the right card from the right place is a lot of hit and miss, for me it's all miss. I did find a MC gift card for $100 thought maybe that would work, but I not only didn't get any bonus $$$, they took $3.44 off the top when I tried to activate it, total rip off.

cashback
Centurion Member
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Posts: 793
Joined: Mon Oct 22, 2012 7:11 pm
Location: NY

Postby cashback » Tue Oct 30, 2012 4:06 pm

shoptalk01 wrote:It seems getting the right card from the right place is a lot of hit and miss, for me it's all miss. I did find a MC gift card for $100 thought maybe that would work, but I not only didn't get any bonus $$$, they took $3.44 off the top when I tried to activate it, total rip off.


I use ~$2500 in MC gift cards a month. I have never had this problem. There is a fee you pay when you purchase it but that's it.
Credit Cards
Amex BCE 25K ---- PenFed Platinum Rewards 15.5K --- US Bank Cash+ 12K --- Discover IT 6K --- Citi Dividend 5K --- Chase Freedom 12.5K --- Amex SPG 6K --- Citi Thank You Preferred 15K

Not Used
Citi Simplicity - 5K, Sam's Club Discover - 10K

Future Cards
Sallie Mae World Mastercard

FICOs
Exp 772 - TU 781 - Equ 781

FutureBillionaire
Centurion Member
Centurion Member
 
Posts: 1589
Joined: Sun Jun 19, 2011 2:37 pm
Location: Down South

Postby FutureBillionaire » Tue Oct 30, 2012 5:09 pm

I would make sure that you buy the gift card with groceries. I have earned cash back on my grocery purchases before.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape



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