How many rewards cards do you carry? Do you carry any cards that don't earn rewards?
How many rewards cards do you carry? Do you carry any cards that don't earn rewards?
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA cash rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: US Bank Cash +, Citi Forward,
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
Right now, just the Chase Freedom.
Active Cards:
Chase Freedom 10+10 ($5k Limit - 8/2012)
Chase Sapphire Preferred ($5k Limit - 2/2013)
Discover IT ($5k Limit - 10/2012)
AMEX Zync (No Pre-set Limit - 1/2010)
AMEX Blue Cash Everyday ($5k Limit - 1/2013 - Backdate to 1/2010)
Sock Drawer:
PNC Points Visa ($500 Limit - 7/2009)
Capital One Platinum Mastercard ($750 Limit - 10/2009)
Citi Forward and Discover More. I have one non-rewards card, a BoA Platinum Plus (do they even still have those?).
In my wallet right now:
US Bank Cash+
Amex BCP
Fidelity Amex
Chase PriorityClub
I don't have any non-rewards cards, but if I did carry a balance, I would probably open a Chase Slate account for that unless I could get a lower APR on one of my existing cards.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).
*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.
amex blue cash original
chase freedom
discover more
bank of america rewards
capital one cash back
us bank cash+
Current Cards: American Express:Grandfathered Blue Cash CL 34k member since 89
Chase Freedom CL 7.5k member since 04
Capital One Cash Rewards CL 5k member since 98
Bank Americard Cash Rewards Signature Visa CL 10k member since 11
Discover Cashback Bonus $10.5k member since 11
US Bank Cash + Signature Visa 13k member since 12
Primary Everyday Card: American Express Blue Cash
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA cash rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: US Bank Cash +, Citi Forward,
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
How do you all determine which cards to use for different purchases? Do you carry all of the cards with you at once? How do you decide which ones to carry on a daily basis?
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA cash rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: US Bank Cash +, Citi Forward,
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
My 3 cards have rewards...my capital one doesnt yet...hoping for an upgrade. I recently dropped 2 of my POS cards (chase, and HSBC) because of lack of rewards.
American Express PRG 30kpp (use it for everything)
USAA Amex
Capital One Visa Platinum
Citi Diamond Preferred MC
In my wallet now:
AMEX Blue Cash Preferred (groceries + gift cards only)
US Bank Cash + (restaurants and groceries not accepting AMEX)
PenFed Platinum Cash Rewards (gas only)
Chase Freedom (5% categories only)
Discover (5% categories only)
Marriot VISA (Marriott only)
Starwood AMEX (SPG hotels only)
Target Card
Fidelity Investment Rewards AMEX (catch all for everything else)
For me it's relatively easy to keep them all straight, but I'm used to it.
8
-Amex Gold Premium Rewards
-Amex Gold Delta
-Amex Gold Delta Business
-Chase Freedom
-Discover IT
-Capital One Platinum
-Citi Diamond Preferred
-BofA BankAmericard cash rewards