How many rewards cards do you carry?

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FutureBillionaire
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How many rewards cards do you carry?

Postby FutureBillionaire » Mon Oct 08, 2012 8:19 pm

How many rewards cards do you carry? Do you carry any cards that don't earn rewards?
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape


kcarter609
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Postby kcarter609 » Mon Oct 08, 2012 8:31 pm

Right now, just the Chase Freedom.

Active Cards:
Chase Freedom 10+10 Visa Signature ($9k Limit - 8/2012)
Chase Sapphire Preferred ($10k Limit - 2/2013)
Chase Ink Plus ($7k Limit - 2/2013)
Discover IT ($9.5k Limit - 10/2012)
AMEX Zync (No Pre-set Limit - 1/2010)
AMEX Blue Cash Everyday ($20k Limit - 1/2013 - Backdate to 1/2010)

sakhalin
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Postby sakhalin » Tue Oct 09, 2012 12:00 am

Citi Forward and Discover More. I have one non-rewards card, a BoA Platinum Plus (do they even still have those?).
AMEX BCE ($20,000), Citi Forward ($4,800), Discover IT ($3,750), BoA Travel Rewards ($1,800)


jeffysdad
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Postby jeffysdad » Tue Oct 09, 2012 7:01 am

In my wallet right now:
US Bank Cash+
Amex BCP
Fidelity Amex
Chase PriorityClub

I don't have any non-rewards cards, but if I did carry a balance, I would probably open a Chase Slate account for that unless I could get a lower APR on one of my existing cards.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).

*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.

craigm1
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Postby craigm1 » Tue Oct 09, 2012 7:59 am

amex blue cash original
chase freedom
discover more
bank of america rewards
capital one cash back
us bank cash+
Current Cards: American Express:Grandfathered Blue Cash CL 34k member since 89
Chase Freedom CL 7.5k member since 04
Chase Marriot Rewards Premier CL 20k member since 13
Chase Sapphire Preferred CL 25K member since 13
Bank Americard Cash Rewards Signature Visa CL 14k member since 11
Discover Cashback Bonus $10.5k member since 11
US Bank Cash + Signature Visa 19k member since 12
Citibank Thank You Preffered World Mastercard $16.5k member since 14

FutureBillionaire
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Postby FutureBillionaire » Tue Oct 09, 2012 10:56 am

jeffysdad wrote:In my wallet right now:
US Bank Cash+
Amex BCP
Fidelity Amex
Chase PriorityClub

I don't have any non-rewards cards, but if I did carry a balance, I would probably open a Chase Slate account for that unless I could get a lower APR on one of my existing cards.


I get alot of mailers for the Chase Slate. I may use that to finance the purchase of an engagement ring.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

FutureBillionaire
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Postby FutureBillionaire » Tue Oct 09, 2012 10:57 am

How do you all determine which cards to use for different purchases? Do you carry all of the cards with you at once? How do you decide which ones to carry on a daily basis?
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape


jlam572
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Postby jlam572 » Wed Oct 10, 2012 12:07 am

My 3 cards have rewards...my capital one doesnt yet...hoping for an upgrade. I recently dropped 2 of my POS cards (chase, and HSBC) because of lack of rewards.
American Express Platinum
Chase Sapphire Preferred
Hawaiian Airlines BOH MC
USAA Amex
Capital One Visa Platinum
Citi Diamond Preferred MC

slug
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Postby slug » Thu Oct 11, 2012 2:29 pm

In my wallet now:

AMEX Blue Cash Preferred (groceries + gift cards only)
US Bank Cash + (restaurants and groceries not accepting AMEX)
PenFed Platinum Cash Rewards (gas only)
Chase Freedom (5% categories only)
Discover (5% categories only)
Marriot VISA (Marriott only)
Starwood AMEX (SPG hotels only)
Target Card
Fidelity Investment Rewards AMEX (catch all for everything else)

For me it's relatively easy to keep them all straight, but I'm used to it.
Gas: PenFed Platinum Cash Rewards (5%)
Grocery/Gift Cards: AMEX BCP (6%)
Cell & Restaurants: US Bank Cash + (5%)
Target: Target (5%)
Hotels: SPG AMEX, Marriott Rewards Premiere VISA
Everything Else: Fidelity Investment Rewards AMEX (2%)

+ Discover and Chase Freedom for 5% cash back categories


Blogging at Sunk Costs Are Irrelevant

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waffled
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Location: Florida

Postby waffled » Thu Oct 11, 2012 10:55 pm

8

-Amex Gold Premium Rewards
-Amex Gold Delta
-Amex Gold Delta Business
-Chase Freedom
-Discover IT
-Capital One Platinum
-Citi Diamond Preferred
-BofA BankAmericard cash rewards
AMEX: Premier Rewards Gold, Delta Gold, Delta Platinum, Omaha.
Discover: IT
Mastercard: Capital One Platinum, Citi Diamond Preferred, Scotiabank
Visa: Chase Sapphire Preferred, Chase Freedom, Bank Americard Cash



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