Which card for getting reimbursed from employer on travel expenses?

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cmoneyt8ker
 
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Which card for getting reimbursed from employer on travel expenses?

Postby cmoneyt8ker » Thu Sep 20, 2012 11:05 pm

Hey guys!

I recently graduated college and have gotten my first job. I will be flying all over the country and have been told I will be spending around $5,000 a month on flights, hotels and rental cars. I get reimbursed for everything but I would like to get some kind of card that rewards me for spending all that money.

What is the best cash back card?

What is the best travel rewards card?

Thanks for any input!


Money card
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Postby Money card » Sun Sep 23, 2012 3:38 am

cash back is not for you. i will assume that your company isn't offering a small business or corporate card.

are you intrested in airlines/ hotels or are you intrested in knowing about a travel card?
did they tell you which hotels you will be mostly staying at? which airlines you will be flying?

jeffysdad
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Postby jeffysdad » Sun Sep 23, 2012 7:24 am

It sounds as if you'll be flying multiple airlines and will be staying in hotels with multiple rewards programs. If this is not the case, consider a card affiliated with the airline/hotel you will be using.

If not, Chase Sapphire Preferred would be a good pick for travel, particularly if coupled with Chase Freedom for cashback. However, An Amex card might provide more functionality for tracking/categorizing business expenses for reporting purposes. You might ask your colleagues what they use.

A note of caution about an Amex charge card...Since you're new at the company you might not have a good feel for how long it takes to turn an expense report into a check. If they leave you hanging with a $5,000 tab on an Amex charge card, be sure you have the cash on hand to pay it. If you have to roll it over, it's not the end of the world, but such a scenario would cause less discomfort with a revolver card. (My boss at a former job once got caught out on her Amex charge card and when the collections department called the office for her, our assistant put the call through to me since she was out. Gave me a laugh.)
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).

*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.


DavidNY
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Postby DavidNY » Sun Sep 23, 2012 9:09 am

jeffysdad wrote:Since you're new at the company you might not have a good feel for how long it takes to turn an expense report into a check.


It can take a while.

Best cash back: Depends on spending pattern, Priceline Visa and Fidelity Amex give 2% flat cash back.

Best travel: What jeffysdad said.

agustin02
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Postby agustin02 » Sat Nov 10, 2012 7:48 am

Chase Sapphire is better than others. One of my friend have used it when he go abroad for vacations or business tour. He told me, it is a very good for visitors and tourists too.

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Postby Money card » Tue Nov 13, 2012 9:22 pm

does your friend also have a Capitol1 Venture card? if so how does he compare both cards?

Vermonster
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Postby Vermonster » Wed Nov 14, 2012 8:37 am

I don't think you can afford to not have the Freedom and CSP, especially when the Freedom will give you 5% back on hotels and airfare right now.


Money card
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Postby Money card » Wed Nov 14, 2012 10:18 pm

But here's the thing Vermonster cmoney8 mentioned that they travel on company business flying all over the country.
the person needs a card that they can transfer points to there airline or hotel , the chase Freedom is a card that you see people using
at your local bagel shop, your grocery store, burger king at the Mall, JCPenny's, it's not the card for a business traveler.

kcarter609
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Postby kcarter609 » Wed Nov 14, 2012 11:11 pm

Money card wrote:But heres the thing Vermonster cmoney8 metioned that they travel on company business flying all over the country.
the person needs a card that they can tranfer points to there airline or hotel , the chase Freedom is a card that you see people using
at your local bagel shop, your grocery store, burger king at the Mall, Jc Pennys, it's not the card for a business travler.


The CSP is the card for that. Otherwise, an Amex Plat?

Active Cards:
Chase Freedom 10+10 Visa Signature ($9k Limit - 8/2012)
Chase Sapphire Preferred ($10k Limit - 2/2013)
Chase Ink Plus ($7k Limit - 2/2013)
Discover IT ($9.5k Limit - 10/2012)
AMEX Zync (No Pre-set Limit - 1/2010)
AMEX Blue Cash Everyday ($20k Limit - 1/2013 - Backdate to 1/2010)

Vermonster
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Postby Vermonster » Wed Nov 14, 2012 11:24 pm

Money card wrote:But heres the thing Vermonster cmoney8 metioned that they travel on company business flying all over the country.
the person needs a card that they can tranfer points to there airline or hotel , the chase Freedom is a card that you see people using
at your local bagel shop, your grocery store, burger king at the Mall, Jc Pennys, it's not the card for a business travler.



I'd rather have a card that doesn't scream "MONEY!!!" everytime I take it out. The Freedom is a good card because you can be earning a ****load of points that can be shared with the CSP, which gets pretty good travel bonuses. The reason to have Freedom+CSP+Chase Checking is to maximize rewards. Plus we have already kinda crossed off any Amex due to the delay in repayment. I don't know of any other card(s) that offer the rewards and flexibility.

We don't even know what cmoney is going to be able to get without more info. We can all agree on Amex Plat, but it won't do him any good with a 400 FICO.



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